649 Windward Ln, Duncan, SC 29334 Property Records

Spartanburg County property record for 649 Windward Ln, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,728 sqft · built 2016
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Mar 2021)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-3100-03884`

Property Details

APN / Parcel Number

Primary APN	`5-3100-03884`
Alternative APN	`178914`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,728 sqft Living Area
Gross Area	3,690 sqft
Upper Floors Area	2,032 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	406 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	178914
Street Address	649 WINDWARD LN
City	DUNCAN
State	SC
Zip	29334-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 193 RAINWATER PH 1 SUB PB 170-94 PB 170-17 PB 171-325 PB 172-99
Legal Subdivision	RAINWATER PH 1 SUB
Legal Phase	1
Legal Lot Number	193
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2000
Census Tract	23406

Owner

Source: Spartanburg County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	649 WINDWARD LN, DUNCAN, SC 29334-8104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 5, 2021	Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	0000012128
Deed Book / Page	131-G / 633
Last Transfer Date	Jul 1, 2025
Transfer Doc	0000029131
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	649 WINDWARD LN, DUNCAN, SC 29334-8104
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003335
Date	Jan 29, 2024
Book Page	6701/1
Instrument	2024-03335

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 5, 2021
Property Address	649 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000012128
Book / Page	131-G / 633
Map Reference	MB 170 PG 117
Instrument Date	Feb 26, 2021
Instrument	2021-12128
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$803.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 WINDWARD LN, DUNCAN, SC 29334-8104

Mortgage

Document Number	0000012129
Date	Mar 5, 2021
Book Page	6033/506
Instrument	2021-12129

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00 (+0.52%)	$14,246 (-) Land $1,719 Building $12,527	$410,300 (-) Land $49,500 Building $360,800
2024	$1,905.00 (-0.26%)
2023	$1,910.00	$14,246 Land $1,719 Building $12,527	$410,300 Land $49,500 Building $360,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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