637 Windward Ln, Duncan, SC 29334 Property Records

Spartanburg County property record for 637 Windward Ln, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,634 sqft · built 2016
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Feb 2024)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`5-3100-03874`

Property Details

APN / Parcel Number

Primary APN	`5-3100-03874`
Alternative APN	`178904`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,634 sqft Living Area
Gross Area	3,184 sqft
Upper Floors Area	1,544 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Stone
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	30 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	178904
Street Address	637 WINDWARD LN
City	DUNCAN
State	SC
Zip	29334-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 183 RAINWATER PH 1 SUB PB 170-94 & 117 PB 171-263 PB 172-99
Legal Subdivision	RAINWATER PH 1 SUB
Legal Phase	1
Legal Lot Number	183
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2002
Census Tract	23406

Owner

637 Windward Ln is owned and occupied by an individual who bought it in February 2024.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	637 WINDWARD LN, DUNCAN, SC 29334-8104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed, Transfer · Conventional Mortgage MORTGAGE ASSURANCE INC
Mar 7, 2019	Trustee's Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Prior Sale	Mar 7, 2019 · Amount on File
Deed Document Number	2024-03906
Deed Book / Page	145-C / 637
Record Updated	Jun 8, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Feb 1, 2024
Property Address	637 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000003906
Book / Page	145-C / 637
Map Reference	MB 171 PG 263
Instrument Date	Jan 31, 2024
Instrument	2024-03906
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 WINDWARD LN, DUNCAN, SC 29334-8104

Mortgage

Document Number	0000003907
Date	Feb 1, 2024
Book Page	6703/127
Instrument	2024-03907

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30338

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

March 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 7, 2019
Property Address	637 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000010400
Book / Page	00123A / 000303
Instrument Date	Mar 7, 2019
Instrument	10400
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$762.20
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 SHADOWFIELD ACRES DR DUNCAN SC 293349153, DUNCAN, SC 29334-9153

Tax Assessment & Valuation

The 2025 property tax bill for 637 Windward Ln was $2,310, up 14.6% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00 (+14.58%)	$14,892 Land $1,980 Building $12,912	$372,300 Land $49,500 Building $322,800
2024	$2,016.00 (-0.25%)
2023	$2,021.00	$12,990 Land $1,727 Building $11,263	$372,300 Land $49,500 Building $322,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 637 Windward Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 637 Windward Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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