653 Windward Ln, Duncan, SC 29334 Property Records

Spartanburg County property record for 653 Windward Ln, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,315 sqft · built 2019
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$252,265 (Oct 2019)
Tax Bill	$1,818 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-3100-03885`

Property Details

APN / Parcel Number

Primary APN	`5-3100-03885`
Alternative APN	`178915`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,315 sqft Living Area
Gross Area	3,091 sqft
Upper Floors Area	1,532 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	136 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	178915
Street Address	653 WINDWARD LN
City	DUNCAN
State	SC
Zip	29334-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 194 RAINWATER PH 1 SUB PB 170-94 & 117 PB 172-99
Legal Subdivision	RAINWATER PH 1 SUB
Legal Phase	1
Legal Lot Number	194
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2000
Census Tract	23406

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	653 WINDWARD LN, DUNCAN, SC 29334-8104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 24, 2019	Limited Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Jul 31, 2019	Grant Deed, Transfer NOT AVAILABLE
Sep 13, 2018	Grant Deed, Mortgage · Line of Credit WELLS FARGO BK
Dec 18, 2017	Grant Deed, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	DEE-2019-50956
Deed Book / Page	125U / 195
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	653 WINDWARD LN, DUNCAN, SC 29334-8104
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 WINDWARD LN, DUNCAN, SC 29334-8104

Mortgage

Document Number	0000002080
Date	Jan 13, 2022
Book Page	6295/989
Instrument	2022-02080

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Nov 1, 2049

October 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Oct 24, 2019
Property Address	653 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000050956
Book / Page	125-U / 0195
Map Reference	MB 172 PG 99
Instrument Date	Oct 24, 2019
Instrument	2019-50956
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	653 VTFINDWARD LANE, DUNCAN, SC 29334

Mortgage

Document Number	0000050957
Date	Oct 24, 2019
Book Page	5698/0708
Instrument	2019-50957

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jul 31, 2019
Property Address	653 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000035844
Book / Page	00124U / 000031
Instrument Date	Jul 31, 2019
Instrument	35844
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$167.39
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 BROOKFIELD PKWY #200 GREENVILLE SC 296075892, 200, GREENVILLE, SC 29607-5892
Investor	Possibly a Property Investor

September 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Sep 13, 2018
Property Address	653 WINDWARD LN, DUNCAN, SC 29334-8104
Book / Page	005505 / 000402
Instrument Date	Sep 11, 2018
Instrument	42265
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 CAMELOT DR #C SPARTANBURG SC 293012650, C, SPARTANBURG, SC 29301-2650
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042265
Date	Sep 13, 2018
Book Page	005505/000402
Instrument	42265

Lender

Name	WELLS FARGO BK
Type	Bank
Address	301 S COLLEGE ST # 4TH, CHARLOTTE, NC 28202-6000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Dec 18, 2017
Property Address	653 WINDWARD LN, DUNCAN, SC 29334-8104
Book / Page	005381 / 000887
Instrument Date	Dec 15, 2017
Instrument	58447
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 CAMELOT DR #C SPARTANBURG SC 293012650, C, SPARTANBURG, SC 29301-2650
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058447
Date	Dec 18, 2017
Book Page	005381/000887
Instrument	58447

Lender

Name	WELLS FARGO BK
Address	301 S COLLEGE ST # 4TH, CHARLOTTE, NC 28202-6000

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,818.00 (+0.55%)	$11,601 (-) Land $1,805 Building $9,796	$318,200 (-) Land $49,500 Building $268,700
2024	$1,808.00 (-0.22%)
2023	$1,812.00	$11,601 Land $1,805 Building $9,796	$318,200 Land $49,500 Building $268,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Windward Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures