638 Windward Ln, Duncan, SC 29334 Property Records

Spartanburg County property record for 638 Windward Ln, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Apr 2022)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5-31-00-038.69`

Property Details

APN / Parcel Number

Primary APN	`5-31-00-038.69`
Alternative APN	`178899`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,600 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	164 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	178899
Street Address	638 WINDWARD LN
City	DUNCAN
State	SC
Zip	29334-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 107 RAINWATER PH 1 SUB PB 170-94 & 117 PB 172-99 PB 173-131
Legal Subdivision	RAINWATER PH 1 SUB
Legal Phase	1
Legal Lot Number	107
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2000
Census Tract	23406

Owner

Source: Spartanburg County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 WINDWARD LN, DUNCAN, SC 29334-8104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 26, 2017	Deed of Trust, Mortgage · FHA Mortgage ENVOY MORTGAGE LTD
Apr 5, 2022	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Dec 22, 2021	Legal Action/Court Order, Foreclosure
Feb 8, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Feb 8, 2017 · Amount on Record
Deed Document Number	202217548
Deed Book / Page	136N / 589
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	0000072363
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	638 WINDWARD LN, DUNCAN, SC 29334-8104
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 WINDWARD LN, DUNCAN, SC 29334-8104

Mortgage

Document Number	0000030532
Date	Aug 1, 2024
Book Page	6804/298
Instrument	2024-30532

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Apr 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	638 WINDWARD LN, DUNCAN, SC 29334-8104
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045589
Date	Sep 26, 2017
Instrument	2017-45589

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 5, 2022
Property Address	638 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000017548
Book / Page	136-N / 589
Map Reference	MB 173 PG 131
Instrument Date	Mar 31, 2022
Instrument	2022-17548
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	638 WINDWARD LN, DUNCAN, SC 29334-8104

Mortgage

Document Number	0000017549
Date	Apr 5, 2022
Instrument	2022-17549

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

December 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	SPARTANBURG SC
Recording Date	Dec 22, 2021
Property Address	638 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000072363
Book / Page	135-D / 209
Map Reference	MB 172 PG 99
Instrument Date	Dec 22, 2021
Instrument	2021-72363
Transaction Type	Foreclosure
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Tax	$652.60
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 RIVER FALLS DR, DUNCAN, SC 29334-9257
Investor	Possibly a Property Investor

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Feb 8, 2017
Property Address	638 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000005734
Book / Page	00114S / 000623
Instrument Date	Feb 1, 2017
Instrument	5734
Transaction Type	Transfer
Record Updated	Apr 5, 2017

Transaction

Amount	Amount Recorded
Tax	$161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 BRENDAN WAY #140 GREENVILLE SC 296156308, 140, GREENVILLE, SC 29615-6308
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,855.00 (+0.54%)	$1,980 (-83.29%) Land $1,980	$49,500 (-83.29%) Land $49,500
2024	$1,845.00 (-0.27%)
2023	$1,850.00	$11,852 Land $1,980 Building $9,872	$296,300 Land $49,500 Building $246,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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