642 Windward Ln, Duncan, SC 29334 Property Records

Spartanburg County property record for 642 Windward Ln, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,079 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Dec 2021)
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Dec 2021 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-31-00-038.70`

Property Details

APN / Parcel Number

Primary APN	`5-31-00-038.70`
Alternative APN	`178900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,079 sqft Living Area
Gross Area	3,851 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Stone
Construction Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	178900
Street Address	642 WINDWARD LN
City	DUNCAN
State	SC
Zip	29334-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 RAINWATER PH 1 SUB PB 170-94 & 117 PB 172-117 PB 172-99
Legal Subdivision	RAINWATER PH 1 SUB
Legal Phase	1
Legal Lot Number	108
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2000
Census Tract	23406

Owner

Source: Spartanburg County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	642 WINDWARD LN, DUNCAN, SC 29334-8104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed, Transfer
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 25, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 31, 2017	Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	202170074
Deed Book / Page	134-Z / 578
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Dec 13, 2021
Property Address	642 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000070074
Book / Page	134-Z / 578
Map Reference	MB 172P G 117
Instrument Date	Dec 10, 2021
Instrument	2021-70074
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount Recorded
Tax	$923.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	642 WINDWARD LN, DUNCAN, SC 29334-8104
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001429
Date	Jan 11, 2021
Book Page	5989/531
Instrument	2021-01429

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	642 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000057147
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	642 WINDWARD LN DUNCAN SC 293348104, DUNCAN, SC 29334-8104

Mortgage

Document Number	0000057147
Date	Dec 2, 2019
Book Page	005719/000226
Instrument	57147

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jan 31, 2017
Property Address	642 WINDWARD LN, DUNCAN, SC 29334-8104
Document Number	0000004384
Book / Page	114-Q / 0985
Map Reference	MB170 PG117
Instrument Date	Jan 27, 2017
Instrument	2017-04384
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$908.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	642 WINDWARD LN, DUNCAN, SC 29334-8104

Mortgage

Document Number	0000004385
Date	Jan 31, 2017
Instrument	2017-04385

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,147.00 (+0.47%)	$1,980 (-87.47%) Land $1,980	$49,500 (-87.47%) Land $49,500
2024	$2,137.00 (-0.23%)
2023	$2,142.00	$15,804 Land $1,980 Building $13,824	$395,100 Land $49,500 Building $345,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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