649 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 649 University Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,700 sqft Living Area
Lot Size7,405 sqft (0.169 acres)
GarageAttached, 528 sqft
Last Sale$257,000 (2025)
Tax Bill$2,917.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-002-113-037

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,700 sqft Living Area
1st Floor1,240 sqft 1st Floor
2nd Floor44 sqft 2nd Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area7,405 sqft (0.169 acres)
Depth X Width130 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Patio Area210 sqft Patio
PorchOpen Porch
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address649 UNIVERSITY AVE
CityELYRIA
StateOH
Zip44035-7238
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARKWOOD ESTATES NO 4 60 X 130
Legal SubdivisionPARKWOOD ESTATES SUBDIVISION #4
Legal Tract25
Legal Block113
Legal Lot Number270
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1000
Census Tract71202

Owner

Source: Lorain County records · APN 06-25-002-113-037

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address410 SCOTTSDALE RD, ELYRIA, OH
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 05, 2025Correction Deed
OS NATIONAL LLC, OS NATIONAL
Jan 27, 2025Warranty Deed, Transfer
OS NATIONAL LLC, OS NATIONAL
Jun 30, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNION CAP MTG
Jan 03, 2020Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK
Apr 10, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN EAGLE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2025 · Amount on Record
Deed SaleMay 02, 2025 · Amount on Record
Prior SaleJan 27, 2025 · Amount on Record
Deed Doc Number2025-0051278
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address649 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanyPRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SERVIC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000820666
DateJun 02, 2021
Instrument2021-0820666
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

February 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionLORAIN OH
Recording DateFeb 05, 2025
Property Address649 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number0000041540
Instrument DateJan 31, 2025
Instrument2025-0041540
Record UpdatedJun 02, 2026
Title CompanyOS NATIONAL LLC, OS NATIONAL

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 SCOTTSDALE RD, SCOTTSDALE, AZ 85253-2751
InvestorPossibly a Property Investor

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 27, 2025
Property Address649 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number0000040499
Map ReferenceVOL 26 PG 50
Instrument DateJan 23, 2025
Instrument2025-0040499
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC, OS NATIONAL

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 30, 2020
Property Address649 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number0000767136
Instrument DateJun 29, 2020
Instrument767136
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyBLACK TIE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$636.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 UNIVERSITY AVE ELYRIA OH 440357238, ELYRIA, OH 44035-7238

Mortgage

Document Number767137
DateJun 30, 2020
Instrument767137
Lender
NameUNION CAP MTG
TypeMortgage Company
AddressMENTOR, OH 44060
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address649 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number0000746795
Instrument DateJan 03, 2020
Transaction TypeMortgage
Record UpdatedFeb 06, 2020
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 UNIVERSITY AVE ELYRIA OH 440357238, ELYRIA, OH 44035-7238

Mortgage

Document Number0000746795
DateJan 24, 2020
Instrument746795
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 23, 2050
Interest
Rate TypeAdjustable Rate

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLORAIN OH
Recording DateApr 10, 2017
Property Address649 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number0000625248
Map ReferenceVOL 26 PG 50
Instrument DateMar 08, 2017
Instrument2017-0625248
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 UNIVERSITY AVE, ELYRIA, OH 44035-7238

Mortgage

Document Number0000625249
DateApr 10, 2017
Instrument2017-0625249
Lender
NameAMERICAN EAGLE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,917.00$61,950 (+%) Land $11,360 Building $50,590$176,990 (-) Land $32,450 Building $144,540
2024$2,917.00 (+29.99%)$61,947 (+50.46%) Land $11,358 Building $50,589$176,990 (+50.46%) Land $32,450 Building $144,540
2023$2,244.00 (+0.4%)$41,171 (-0.02%) Land $9,905 Building $31,266$117,630 (-) Land $28,300 Building $89,330
2022$2,235.00$41,180 Land $9,910 Building $31,270
2021$117,630 Land $28,300 Building $89,330

Flood & Wildfire

649 University Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on University Ave

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