Lorain County property record for 653 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,322 sqft · built 1972 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,500 (Nov 2014) |
| Tax Bill | $3,535 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-002-113-038 |
| Primary APN | 06-25-002-113-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Living Area |
| Gross Area | 3,030 sqft |
| 1st Floor Area | 1,488 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 432 sqft |
| Patio Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 653 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKWOOD ESTATES NO 4 65 X 130 |
| Legal Subdivision | PARKWOOD ESTATES NO 4 |
| Legal Tract | 25 |
| Legal Block | 113 |
| Legal Lot Number | 271 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
653 University Ave is owned and occupied by an individual who bought it in November 2014.
Source: Lorain County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 653 UNIVERSITY AVE, ELYRIA, OH 44035-7238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2014 · Amount on File |
| Deed Sale | Nov 13, 2014 · Amount on File |
| Prior Sale | Nov 13, 2014 · Amount on File |
| Deed Document Number | 2014525763 |
| Prior Transfer Date | Aug 11, 2006 |
| Prior Transfer Doc | 0000159163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 5, 2026 |
| Property Address | 653 UNIVERSITY AVE, ELYRIA, OH 44035-7238 |
| Document Number | 0000114121 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026114121 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 653 UNIVERSITY AVE, ELYRIA, OH 44035-7238 |
| Document Number | 0000114121, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 2026114121 |
| Name | DOLLAR BANK FSB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 653 University Ave was $3,535 with a homeowner's exemption.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,535.00 Homeowner's exemption | $75,060 (+%) Land $12,300 Building $62,760 | $214,450 (-) Land $35,150 Building $179,300 |
| 2024 | $3,535.00 (+11.27%) | $75,058 (+28.74%) Land $12,303 Building $62,755 | $214,450 (+28.74%) Land $35,150 Building $179,300 |
| 2023 | $3,177.00 (+0.38%) | $58,300 (-) Land $10,731 Building $47,569 | $166,570 Land $30,660 Building $135,910 |
| 2022 | $3,165.00 | $58,300 Land $10,730 Building $47,570 | |
| 2021 | $166,570 Land $30,660 Building $135,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 653 University Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 653 University Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile.
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