641 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 641 University Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage1,856 sqft Living Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$220,000 (2022)
Tax Bill$3,335.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-002-113-035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,856 sqft Living Area
1st Floor1,232 sqft 1st Floor
2nd Floor36 sqft 2nd Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area7,405 sqft (0.169 acres)
Depth X Width130 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Patio Area56 sqft Patio
PorchOpen Porch
Porch Area210 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address641 UNIVERSITY AVE
CityELYRIA
StateOH
Zip44035-7238
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARKWOOD ESTATES 60 X 130
Legal SubdivisionPARKWOOD ESTATES SUBDIVISION #4
Legal Tract25
Legal Block113
Legal Lot Number268
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1000
Census Tract71202

Owner

Source: Lorain County records · APN 06-25-002-113-035

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address641 UNIVERSITY AVE, ELYRIA, OH 44035-7238
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 15, 2020Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2022 · Amount on Record
Deed SaleAug 12, 2022 · Amount on Record
Prior SaleSep 03, 1998 · Amount on Record
Deed Doc Number2022005039
Record RefreshedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 12, 2022
Property Address641 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number0000887101
Map ReferenceVOL 26 PG 50
Instrument DateAug 08, 2022
Instrument2022-0887101
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyOHIO REAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address641 UNIVERSITY AVE, ELYRIA, OH 44035-7238

Mortgage

Document Number0000887102
DateAug 12, 2022
Instrument2022-0887102
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address641 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number0000751646
Instrument DateFeb 15, 2020
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address641 UNIVERSITY AVE ELYRIA OH 440357238, ELYRIA, OH 44035-7238

Mortgage

Document Number0000751646
DateMar 04, 2020
Instrument751646
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,335.00$70,820 (-) Land $11,360 Building $59,460$202,340 (-) Land $32,450 Building $169,890
2024$3,335.00 (+41.55%)$70,820 (+63.76%) Land $11,358 Building $59,462$202,340 (+63.76%) Land $32,450 Building $169,890
2023$2,356.00 (+0.34%)$43,246 (-0.01%) Land $9,905 Building $33,341$123,560 (-) Land $28,300 Building $95,260
2022$2,348.00$43,250 Land $9,910 Building $33,340
2021$123,560 Land $28,300 Building $95,260

Flood & Wildfire

641 University Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on University Ave

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