644 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 644 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 1972
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$251,000 (May 2025)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-111-081`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-111-081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,244 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	644 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD ESTATES NO 4 60 X 120
Legal Subdivision	PARKWOOD ESTATES NO 4 FRNT
Legal Tract	25
Legal Block	111
Legal Lot Number	330
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1008
Census Tract	71201

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	644 UNIVERSITY AVE, ELYRIA, OH 44035-7278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2018	Warranty Deed, Transfer · Conventional with PMI COMMUNITY STAR CU
Jun 29, 2017	Grant Deed, Transfer URBAN SETTLEMENT SERVICES LLC, URBAN SETTLEMENT SVCS LLC
Mar 3, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	2025-0052330
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 18, 2018
Property Address	644 UNIVERSITY AVE, ELYRIA, OH 44035-7278
Document Number	0000672767
Instrument Date	May 11, 2018
Instrument	672767
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	644 UNIVERSITY AVE ELYRIA OH 440357278, ELYRIA, OH 44035-7278

Mortgage

Document Number	672768
Date	May 18, 2018
Instrument	672768

Lender

Name	COMMUNITY STAR CU
Address	ELYRIA, OH 44035

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 29, 2017
Property Address	644 UNIVERSITY AVE, ELYRIA, OH 44035-7278
Document Number	0000634972
Instrument Date	Jun 5, 2017
Instrument	634972
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	URBAN SETTLEMENT SERVICES LLC, URBAN SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$369.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	511 ABBE RD N #B ELYRIA OH 440353722, B, ELYRIA, OH 44035-3722

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 3, 2017
Property Address	644 UNIVERSITY AVE, ELYRIA, OH 44035-7278
Document Number	0000620956
Instrument Date	Jan 17, 2017
Instrument	620956
Transaction Type	Foreclosure
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,123.00	$65,800 (-) Land $10,920 Building $54,880	$188,000 (-) Land $31,200 Building $156,800
2024	$3,123.00 (-4.61%)	$65,800 (+10.89%) Land $10,920 Building $54,880	$188,000 (+10.89%) Land $31,200 Building $156,800
2023	$3,274.00 (+0.61%)	$59,340 (-) Land $9,524 Building $49,816	$169,540 (-) Land $27,210 Building $142,330
2022	$3,254.00	$59,340 Land $9,520 Building $49,820
2021			$169,540 Land $27,210 Building $142,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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