Lorain County property record for 640 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 1972 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,152 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-002-111-080 |
| Primary APN | 06-25-002-111-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 660 sqft |
| Canopy | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 640 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKWOOD ESTATES NO 4 60 X 120 |
| Legal Subdivision | PARKWOOD ESTATES #4 |
| Legal Tract | 25 |
| Legal Block | 111 |
| Legal Lot Number | 331 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 71201 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 640 UNIVERSITY AVE, ELYRIA, OH 44035-7278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2015 |
| Deed Sale | Dec 7, 2015 |
| Prior Sale | Aug 25, 2015 |
| Deed Document Number | 2015095582 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 640 UNIVERSITY AVE, ELYRIA, OH 44035-7278 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 640 UNIVERSITY AVE, ELYRIA, OH 44035-7278 |
| Document Number | 0000002620 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024-0002620 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,152.00 | $63,270 (+0.01%) Land $10,920 Building $52,350 | $180,760 (-) Land $31,200 Building $149,560 |
| 2024 | $3,152.00 (+39.22%) | $63,266 (+56%) Land $10,920 Building $52,346 | $180,760 (+56%) Land $31,200 Building $149,560 |
| 2023 | $2,264.00 (+0.35%) | $40,555 (+0.01%) Land $9,524 Building $31,031 | $115,870 (-) Land $27,210 Building $88,660 |
| 2022 | $2,256.00 | $40,550 Land $9,520 Building $31,030 | |
| 2021 | $115,870 Land $27,210 Building $88,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures