Black Hawk County property record for 649 Summit Ave, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 894 sqft · built 1942 |
| Lot Size | 0.135 acres (5,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,500 (Dec 2012) |
| Tax Bill | $1,804 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-27-405-006 |
| Primary APN | 8913-27-405-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 894 sqft Living Area |
| 1st Floor Area | 894 sqft |
| Basement Area | 894 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,900 sqft (0.135 acres) |
| Lot Dimensions | 118 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 42 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 649 SUMMIT AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUD FRANCIS WEST SIDE PLAT W 50 FT LOT 41 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | AUD FRANCIS WEST SIDE PLAT |
| Legal Lot Number | 41 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1400 |
Source: Black Hawk County records · APN 8913-27-405-006
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1423 BALTIMORE ST, WATERLOO, IA 50702-3313 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2012 · Amount on Record |
| Deed Sale | Dec 17, 2012 · Amount on Record |
| Prior Sale | Aug 07, 2009 · Amount on Record |
| Deed Document Number | 20122013012624 |
| Record Updated | Sep 20, 2026 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,804.00 | $93,460 (+12.41%) Land $14,100 Building $79,360 | $93,460 (+12.41%) Land $14,100 Building $79,360 |
| 2024 | $1,804.00 (+12.89%) | ||
| 2023 | $83,140 (+14.28%) Land $14,100 Building $69,040 | $83,140 (+14.28%) Land $14,100 Building $69,040 | |
| 2022 | $1,598.00 | $72,750 Land $14,100 Building $58,650 | |
| 2021 | $72,750 Land $14,100 Building $58,650 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 690 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Mediacom Communications, Verizon, AMG Technology Investment Group, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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