Black Hawk County property record for 630 Summit Ave, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,138 sqft · built 1917 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,008 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-27-404-017 |
| Primary APN | 8913-27-404-017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 250 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 125 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 630 SUMMIT AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TEETERS ADDITION LOT 8 BLK 2 E 14 FT LOT 9 BLK 2 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | TEETERS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 8,9 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 300 |
Source: Black Hawk County records · APN 8913-27-404-017
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 630 SUMMIT AVE, WATERLOO, IA 50701-2925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2017 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNIVERSITY OF IOWA COMMUNITY CU |
| Apr 21, 2017 | Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 630 SUMMIT AVE, WATERLOO, IA 50701-2925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700018366 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 2017-00018366 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 05, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 630 SUMMIT AVE, WATERLOO, IA 50701-2925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700018365 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 2017-00018365 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 05, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,008.00 Homeowner's exemption | $115,340 (+12.23%) Land $16,300 Building $99,040 | $115,340 (+12.23%) Land $16,300 Building $99,040 |
| 2024 | $2,008.00 (+9.61%) | ||
| 2023 | $102,770 (+11.32%) Land $16,300 Building $86,470 | $102,770 (+11.32%) Land $16,300 Building $86,470 | |
| 2022 | $1,832.00 Homeowner's exemption | $92,320 Land $16,300 Building $76,020 | |
| 2021 | $92,320 Land $16,300 Building $76,020 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 690 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Mediacom Communications, Verizon, AMG Technology Investment Group, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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