626 Summit Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 626 Summit Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 836 sqft · built 1962
Lot Size	0.121 acres (5,250 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Oct 2023)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-27-404-016`

Property Details

APN / Parcel Number

Primary APN	`8913-27-404-016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	836 sqft Living Area
1st Floor Area	836 sqft
Basement Area	836 sqft
Finished Basement	500 sqft
Unfinished Basement	836 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	125 ft deep x 42 ft wide

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Patio Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	626 SUMMIT AVE
City	WATERLOO
State	IA
Zip	50701-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEETERS ADDITION LOT 7 BLK 2
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	TEETERS ADDITION
Legal Block	2
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1005
Census Tract	300

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1012 14TH ST SE, ORANGE CITY, IA 51041-7612
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK & TRUST
Jul 11, 2022	Intrafamily Transfer, Transfer
Jul 11, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 3, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	20236590
Prior Transfer Date	Jul 8, 2022
Prior Transfer Doc	0000000616
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 24, 2022
Property Address	626 SUMMIT AVE, WATERLOO, IA 50701-2925
Document Number	202300006590
Instrument Date	Oct 10, 2022
Instrument	202300006590
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 SUMMIT AVE, WATERLOO, IA 50701-2925

Mortgage

Document Number	202300006591
Date	Oct 24, 2022
Instrument	202300006591

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	JANESVILLE, IA 50647

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 11, 2022
Property Address	626 SUMMIT AVE, WATERLOO, IA 50701-2925
Document Number	202300000616
Instrument Date	Jul 8, 2022
Instrument	202300000616
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	626 SUMMIT AVE, WATERLOO, IA 50701-2925

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 11, 2022
Property Address	626 SUMMIT AVE, WATERLOO, IA 50701-2925
Document Number	202300000615
Instrument Date	Jul 8, 2022
Instrument	202300000615
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 SUMMIT AVE, WATERLOO, IA 50701-2925

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	626 SUMMIT AVE, WATERLOO, IA 50701-2925
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00007861
Date	Nov 3, 2017
Instrument	2018-00007861

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,232.00	$115,180 (+11.93%) Land $12,220 Building $102,960	$115,180 (+11.93%) Land $12,220 Building $102,960
2024	$2,232.00 (+28.87%)
2023		$102,900 (+12.88%) Land $12,220 Building $90,680	$102,900 (+12.88%) Land $12,220 Building $90,680
2022	$1,732.00 Homeowner's exemption	$91,160 Land $12,220 Building $78,940
2021			$91,160 Land $12,220 Building $78,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband, Verizon.

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