635 Summit Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 635 Summit Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1949
Square Footage	1,072 sqft Living Area
Lot Size	7,080 sqft (0.163 acres)
Occupancy	Owner Occupied
Last Sale	$70,000 (2010)
Tax Bill	$1,762.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-27-405-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,072 sqft Living Area
1st Floor	1,072 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,080 sqft (0.163 acres)
Depth X Width	118 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	560 sqft Garage
Patio Area	144 sqft Patio

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	635 SUMMIT AVE
City	WATERLOO
State	IA
Zip	50701-2924
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AUD FRANCIS WEST SIDE PLAT E 60 FT W 220 FT LOT 41
Legal Range	13W
Legal Township	89N
Legal Section	27
Legal Subdivision	AUD FRANCIS WEST SIDE PLAT
Legal Lot Number	41
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2003
Census Tract	1400

Owner

Source: Black Hawk County records · APN 8913-27-405-009

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	635 SUMMIT AVE, WATERLOO, IA 50701-2924
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2010 · Amount on Record
Deed Sale	Jun 01, 2010 · Amount on Record
Prior Sale	Jul 03, 2008 · Amount on Record
Deed Doc Number	201022524
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,762.00 Homeowner's exemption	$102,550 (+12.19%) Land $16,920 Building $85,630	$102,550 (+12.19%) Land $16,920 Building $85,630
2024	$1,762.00 (+9.85%)
2023		$91,410 (+11.54%) Land $16,920 Building $74,490	$91,410 (+11.54%) Land $16,920 Building $74,490
2022	$1,604.00 Homeowner's exemption	$81,950 Land $16,920 Building $65,030
2021			$81,950 Land $16,920 Building $65,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.