Black Hawk County property record for 627 Summit Ave, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1955 |
| Square Footage | 834 sqft Living Area |
| Lot Size | 7,080 sqft (0.163 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $72,000 (2018) |
| Tax Bill | $1,912.00 (2025) |
| Primary APN | 8913-27-405-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 834 sqft Living Area |
| 1st Floor | 834 sqft 1st Floor |
| Basement Area | 834 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Unfinished Basement | 834 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,080 sqft (0.163 acres) |
| Depth X Width | 118 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 480 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 627 SUMMIT AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2924 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AUD FRANCIS WEST SIDE PLAT E 60 FT W 280 FT LOT 41 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | AUD FRANCIS WEST SIDE PLAT |
| Legal Lot Number | 41 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 1400 |
Source: Black Hawk County records · APN 8913-27-405-010
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 627 SUMMIT AVE, WATERLOO, IA 50701-2924 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DEERE EMPLOYEES CU |
| Jul 08, 2022 | Deed of Trust, Mortgage CITY OF WATERLOO |
| Aug 06, 2020 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CITY OF WATERLOO |
| Oct 22, 2018 | Warranty Deed, Transfer VERIDIAN CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on Record |
| Deed Sale | Oct 22, 2018 · Amount on Record |
| Deed Doc Number | 2018201900006563 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 627 SUMMIT AVE, WATERLOO, IA 50701-2924 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | BLACK HAWK CNTY ABSTRACT CO |
| Name | Verified Name |
|---|
| Document Number | 202300001093 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 202300001093 |
| Name | DEERE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 627 SUMMIT AVE, WATERLOO, IA 50701-2924 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202300000380 |
|---|---|
| Date | Jul 08, 2022 |
| Instrument | 202300000380 |
| Name | CITY OF WATERLOO |
|---|---|
| Type | Government Agency |
| Address | WATERLOO, IA 50701 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 627 SUMMIT AVE, WATERLOO, IA 50701-2924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100002895 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 202100002895 |
| Name | CITY OF WATERLOO |
|---|---|
| Type | Government Agency |
| Address | WATERLOO, IA 50701 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 22, 2018 |
| Property Address | 627 SUMMIT AVE, WATERLOO, IA 50701-2924 |
| Document Number | 201900006563 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 201900006563 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 627 SUMMIT AVE, WATERLOO, IA 50701-2924 |
| Document Number | 201900006564 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 201900006564 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 01, 2048 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,912.00 Homeowner's exemption | $109,390 (+11.19%) Land $16,920 Building $92,470 | $109,390 (+11.19%) Land $16,920 Building $92,470 |
| 2024 | $1,912.00 (+10.27%) | ||
| 2023 | $98,380 (+11.96%) Land $16,920 Building $81,460 | $98,380 (+11.96%) Land $16,920 Building $81,460 | |
| 2022 | $1,734.00 Homeowner's exemption | $87,870 Land $16,920 Building $70,950 | |
| 2021 | $87,870 Land $16,920 Building $70,950 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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