Osceola County property record for 6489 Fall St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,464 sqft Heated Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $227,000 (2019) |
| Tax Bill | $3,081.00 (2025) |
| Primary APN | 2625312567000C0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,464 sqft Heated Area |
| Gross Area | 1,941 sqft Gross Area |
| 1st Floor | 1,464 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.239 acres) |
| Depth X Width | 117 ft x 88 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 399 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 78 sqft Patio |
| Porch | Open Porch |
| Porch Area | 78 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 92191 |
|---|---|
| Street Address | 6489 FALL ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8546 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARNCO ADDITION TO NEW EDEN PHASE 1 PB 13 PG 191 BLK C LOT 7 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | NEW EDEN ON LK UN A |
| Legal Phase | 1 |
| Legal Tract | 2567 |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 43700 |
Source: Osceola County records · APN 2625312567000C0070
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6489 FALL ST, SAINT CLOUD, FL 34771-8546 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU |
| Aug 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 25, 2019 | Grant Deed, Transfer · Building or Construction Mortgage VEGTER & SON LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Apr 25, 2019 · Amount on Record |
| Deed Doc Number | 2019107113 |
| Deed Book / Page | 5575 / 2075 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6489 FALL ST, SAINT CLOUD, FL 34771-8546 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 6489 FALL ST, SAINT CLOUD, FL 34771-8546 |
| Document Number | 0061611301 |
|---|---|
| Date | Mar 01, 2022 |
| Book Page | 6161/1301 |
| Instrument | 2022033273 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 19, 2019 |
| Property Address | 6489 FALL ST, SAINT CLOUD, FL 34771-8546 |
| Document Number | 0055752075 |
| Book / Page | 5575 / 2075 |
| Map Reference | MB 13 PG 191 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 2019107113 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CORE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1426 SIMPSON RD, 1426, KISSIMMEE, FL 34744-4600 |
| Name | Verified Name |
|---|---|
| Address | 6489 FALL ST, SAINT CLOUD, FL 34771-8546 |
| Document Number | 0055752077 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 5575/2077 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 25, 2019 |
| Property Address | 6489 FALL ST, SAINT CLOUD, FL 34771-8546 |
| Document Number | 0055131121 |
| Book / Page | 005513 / 001121 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 52805 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1426 SIMPSON RD #229 KISSIMMEE FL 347444600, 229, KISSIMMEE, FL 34744-4600 |
| Document Number | 55162349 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 005516/002349 |
| Instrument | 55492 |
| Name | VEGTER & SON LLC |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 24, 2020 |
| Rate | 7% |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,081.00 (+8.03%) Homeowner's exemption | $211,840 (+5.99%) | $273,500 (+4.03%) Land $55,000 Building $218,500 |
| 2023 | $2,852.00 (+4.58%) Homeowner's exemption | $199,874 (+3%) | $262,900 (+10.09%) Land $49,500 Building $213,400 |
| 2022 | $2,727.00 Homeowner's exemption | $194,053 | $238,800 Land $44,000 Building $194,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Very High above 91% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 72 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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