6460 Fall St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6460 Fall St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 1987
Lot Size	0.4 acres (17,424 sqft)
Owner	Owner Name on File
Last Sale	$221,500 (May 2007)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`2625314410000E0010`

Property Details

APN / Parcel Number

Primary APN	`2625314410000E0010`
Alternative APN	`92408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,559 sqft Heated Area
Gross Area	2,532 sqft
1st Floor Area	1,559 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	117 ft deep x 150 ft wide
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	489 sqft
Fence	Fence
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	92408
Street Address	6460 FALL ST
City	SAINT CLOUD
State	FL
Zip	34771-8545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS3
Legal Description	NEW EDEN ON THE LAKES UNIT A PB 2 PG 026 BLK E LOTS 1 & 2
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON LK UN A
Legal Tract	4410
Legal Block	E
Legal Lot Number	1-2 2
Legal Unit	A
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1045
Census Tract	43700

Owner

Source: Osceola County assessment roll, APN 2625314410000E0010, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	6460 FALL ST, SAINT CLOUD, FL 34771-8545
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2007 · Amount on Record
Deed Sale	May 07, 2007 · Amount on Record
Prior Sale	Dec 30, 2004 · Amount on Record
Deed Document Number	2007087030
Deed Book / Page	3473 / 0581
Record Updated	Jun 08, 2026

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	6460 FALL ST, SAINT CLOUD, FL 34771-8545
Document Number	0052921478
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6460 FALL ST ST CLOUD FL 347718545, ST CLOUD, FL 34771-8545

Mortgage

Document Number	0052921478
Date	Feb 27, 2018
Book Page	005292/001478
Instrument	33554

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Feb 26, 2058

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Osceola County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,208.00 (+9.25%) Homeowner's exemption	$148,799 (+5.99%)	$295,800 (+5.08%) Land $100,000 Building $195,800
2023	$2,021.00 (+5.26%) Homeowner's exemption	$140,395 (+3%)	$281,500 (+10.22%) Land $90,000 Building $191,500
2022	$1,920.00 Homeowner's exemption	$136,306	$255,400 Land $80,000 Building $175,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 224 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3494439, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.