6481 Fall St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6481 Fall St, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,142 sqft Living Area
Lot Size	13,460 sqft (0.309 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2021)
Tax Bill	$3,171.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`26-25-31-2567-000C-0050`
Alternative APN	`2531262567000C0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,142 sqft Living Area
Gross Area	1,773 sqft Gross Area
1st Floor	1,142 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,460 sqft (0.309 acres)
Depth X Width	117 ft x 115 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage
Patio Area	55 sqft Patio
Porch Area	148 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	6481 FALL ST
City	SAINT CLOUD
State	FL
Zip	34771-8546
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARNCO ADDITION TO NEW EDEN PHASE 1 PB 13 PG 191 BLK C LOT 5
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	ARNCO ADD TO NEW EDEN PH 1
Legal Phase	1
Legal Tract	2567
Legal Block	C
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1043
Census Tract	43700

Owner

Source: Osceola County records · APN 26-25-31-2567-000C-0050

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6481 FALL ST, SAINT CLOUD, FL 34771-8546
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Jul 02, 2014 · Amount on Record
Deed Doc Number	202195765
Deed Book / Page	5984 / 1552
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6481 FALL ST, SAINT CLOUD, FL 34771-8546
Transaction Type	Mortgage
Record Updated	Jul 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6481 FALL ST, SAINT CLOUD, FL 34771-8546

Mortgage

Document Number	0059841554
Date	Jun 18, 2021
Book Page	5984/1554
Instrument	2021095766

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,345.00 (+5.49%) Homeowner's exemption	$230,887 (+5.99%)	$243,300 (+4.47%) Land $62,500 Building $180,800
2024	$3,171.00 (+2.19%)
2023	$3,103.00 (+4.44%) Homeowner's exemption	$217,845 (+3%)	$232,900 (+10.12%) Land $56,200 Building $176,700
2022	$2,971.00 Homeowner's exemption	$211,500 Land $50,000 Building $161,500	$211,500 Land $50,000 Building $161,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 87% of the US · above 79% of Florida
Wildfire Likelihood	About 1 in 95 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.