6485 Fall St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6485 Fall St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,371 sqft Heated Area
Lot Size10,454 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$196,900 (2017)
Tax Bill$712.00 (2025)

Property Details

APN / Parcel Number

Primary APN2625312567000C0060
Alternative APN
  • 92190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,371 sqft Heated Area
Gross Area2,124 sqft Gross Area
1st Floor1,371 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,454 sqft (0.239 acres)
Depth X Width117 ft x 88 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage
FenceFence
PorchOpen Porch
Porch Area333 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number92190
Street Address6485 FALL ST
CitySAINT CLOUD
StateFL
Zip34771-8546
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARNCO ADDITION TO NEW EDEN PHASE 1 PB 13 PG 191 BLK C LOT 6
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON LK UN A
Legal Phase1
Legal Tract2567
Legal BlockC
Legal Lot Number6
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1043
Census Tract43700

Owner

Source: Osceola County records · APN 2625312567000C0060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6485 FALL ST, SAINT CLOUD, FL 34771-8546
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LOAN SERVICING LLC
Feb 14, 2020Loan Modification, Mortgage
LAKEVIEW LN SERVICING
Nov 02, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2017 · Amount on Record
Deed SaleNov 02, 2017 · Amount on Record
Prior SaleNov 06, 2003 · Amount on Record
Deed Doc Number2017157249
Deed Book / Page5233 / 2746
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6485 FALL ST, SAINT CLOUD, FL 34771-8546
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6485 FALL ST, SAINT CLOUD, FL 34771-8546

Mortgage

Document Number0060222434
DateAug 16, 2021
Book Page6022/2434
Instrument2021126186
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address6485 FALL ST, SAINT CLOUD, FL 34771-8546
Document Number0057070026
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6485 FALL ST ST CLOUD FL 347718546, ST CLOUD, FL 34771-8546

Mortgage

Document Number0057070026
DateApr 13, 2020
Book Page005707/000026
Instrument49841
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressVIRGINIA BEACH, VA 23452
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 02, 2017
Property Address6485 FALL ST, SAINT CLOUD, FL 34771-8546
Document Number0052332746
Book / Page5233 / 2746
Map ReferenceMB13 PG191
Instrument DateNov 01, 2017
Instrument2017157249
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,378.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6485 FALL ST, 6485, SAINT CLOUD, FL 34771-8546

Transferred To (Grantee/Buyer)

NameVerified Name
Address6485 FALL ST, SAINT CLOUD, FL 34771-8546

Mortgage

Document Number0052332747
DateNov 02, 2017
Instrument5233/2747
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (-73.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$207,279 (+5.99%)$267,800 (+3.64%) Land $55,000 Building $212,800
2023$2,722.00 (+4.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$195,571 (+3%)$258,400 (+10.19%) Land $49,500 Building $208,900
2022$2,599.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$189,875$234,500 Land $44,000 Building $190,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire LikelihoodAbout 1 in 95 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Fall St

Nearby Streets

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