Osceola County property record for 6480 Fall St, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,681 sqft Living Area |
| Lot Size | 13,460 sqft (0.309 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $363,000 (2026) |
| Tax Bill | $2,404.00 (2025) |
| Primary APN | 26-25-31-2567-000D-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,681 sqft Living Area |
| Gross Area | 2,237 sqft Gross Area |
| 1st Floor | 1,681 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,460 sqft (0.309 acres) |
| Depth X Width | 117 ft x 115 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 136 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 6480 FALL ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8545 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARNCO ADDITION TO NEW EDEN PHASE 1 PB 13 PG 191 BLK D LOT 4 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | ARNCO ADD TO NEW EDEN PH 1 |
| Legal Phase | 1 |
| Legal Tract | 2567 |
| Legal Block | D |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 43700 |
Source: Osceola County records · APN 26-25-31-2567-000D-0040
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6480 FALL ST, SAINT CLOUD, FL 34771-8545 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 18, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 08, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | May 18, 2016 · Amount on Record |
| Deed Doc Number | 202680670 |
| Deed Book / Page | 6990 / 1963 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6480 FALL ST, SAINT CLOUD, FL 34771-8545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0060442636 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 6044/2636 |
| Instrument | 2021144045 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 6480 FALL ST, SAINT CLOUD, FL 34771-8545 |
| Document Number | 0000080670 |
| Book / Page | 6990 / 1963 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202680670 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256,641.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6480 FALL ST, SAINT CLOUD, FL 34771-8545 |
| Document Number | 0000080671, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 202680671 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6480 FALL ST, SAINT CLOUD, FL 34771-8545 |
| Document Number | 0056402678 |
| Instrument Date | Dec 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6480 FALL ST ST CLOUD FL 347718545, ST CLOUD, FL 34771-8545 |
| Document Number | 0056402678 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 005640/002678 |
| Instrument | 162411 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 15, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6480 FALL ST, SAINT CLOUD, FL 34771-8545 |
| Document Number | 0054490288 |
| Instrument Date | Dec 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 6480 FALL ST ST CLOUD FL 347718545, ST CLOUD, FL 34771-8545 |
| Document Number | 0054490288 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 005449/000288 |
| Instrument | 182705 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,404.00 (+8.88%) Homeowner's exemption | $162,969 (+5.99%) | $311,200 (+3.63%) Land $62,500 Building $248,700 |
| 2023 | $2,208.00 (+5.09%) Homeowner's exemption | $153,765 (+3%) | $300,300 (+10.24%) Land $56,200 Building $244,100 |
| 2022 | $2,101.00 Homeowner's exemption | $149,287 | $272,400 Land $50,000 Building $222,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 95 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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