648 Raphael Pl, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 648 Raphael Pl, Charlotte, NC 28205

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,400 sqft · built 2006
Lot Size2.07 acres (90,431 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Aug 2020)
Tax Bill$3,181 (2023)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091-109-55

Property Details

APN / Parcel Number

Primary APN091-109-55

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,400 sqft Heated Area
Gross Area1,652 sqft
1st Floor Area707 sqft
Upper Floors Area707 sqft

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area90,431 sqft (2.07 acres)
Garage Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number091-109-55
Street Address648 RAPHAEL PL
CityCHARLOTTE
StateNC
Zip28205-4558
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUR3CD
Legal DescriptionBLDG 9 UNIT 648 U/F 715-19
Legal SubdivisionRENAISSANCE TWNHM LOFTS CONDO
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1010
Census Tract1400

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address648 RAPHAEL PL, CHARLOTTE, NC 28205-4558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Prior SaleMay 31, 2006 · Amount on Record
Deed Document Number0034980706
Deed Book / Page34980 / 706
Record UpdatedJun 7, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 27, 2020
Property Address648 RAPHAEL PL, CHARLOTTE, NC 28205-4558
Document Number0000136352
Book / Page34980 / 706
Instrument DateAug 27, 2020
Instrument2020136352
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyAUSTIN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address597 MAY GREEN DR, 597, CLOVER, SC 29710-8146

Transferred To (Grantee/Buyer)

NameVerified Name
Address648 RAPHAEL PL, CHARLOTTE, NC 28205-4558

Mortgage

Document Number0000136353
DateAug 27, 2020
Instrument2020136353
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Google Fiber, Spectrum.

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