Mecklenburg County property record for 647 Raphael Pl, Charlotte, NC 28205
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,439 sqft · built 2006 |
| Lot Size | 0.617 acres (26,897 sqft) |
| Owner | Individual Name on File |
| Last Sale | $362,500 (Mar 2022) |
| Tax Bill | $3,189 (2023) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-109-30 |
| Primary APN | 091-109-30 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,439 sqft Heated Area |
| Gross Area | 1,685 sqft |
| 1st Floor Area | 430 sqft |
| Upper Floors Area | 995 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Prefabricated |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 26,897 sqft (0.617 acres) |
| Garage Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 091-109-30 |
|---|---|
| Street Address | 647 RAPHAEL PL |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-4556 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | UR3CD |
| Legal Description | BLDG 8 UNIT 647 U/F 715-19 |
| Legal Subdivision | RENAISSANCE TWNHM LOFTS CONDO |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1400 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 647 RAPHAEL PL, CHARLOTTE, NC 28205-4556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on File |
| Deed Sale | Mar 24, 2022 · Amount on File |
| Prior Sale | Aug 4, 2010 |
| Deed Document Number | 0037182564 |
| Deed Book / Page | 37182 / 564 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 24, 2022 |
| Property Address | 647 RAPHAEL PL, CHARLOTTE, NC 28205-4556 |
| Document Number | 0000045474 |
| Book / Page | 37182 / 564 |
| Map Reference | MB 18134 PG 552 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2022045474 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | HARBOR CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1149 CURLING CREEK DR, INDIAN TRAIL, NC 28079-8878 |
| Name | Verified Name |
|---|---|
| Address | 647 RAPHAEL PL, CHARLOTTE, NC 28205-4556 |
| Document Number | 0000045475 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022045475 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Google Fiber, Spectrum.
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