Mecklenburg County property record for 649 Raphael Pl, Charlotte, NC 28205
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,038 sqft · built 2006 |
| Lot Size | 0.618 acres (26,897 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,000 (Apr 2006) |
| Tax Bill | $3,079 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-109-31 |
| Primary APN | 091-109-31 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,038 sqft Living Area |
| 1st Floor Area | 995 sqft |
| Upper Floors Area | 795 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Lot Area | 26,897 sqft (0.618 acres) |
| Garage Area | 303 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 649 RAPHAEL PL |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-4556 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | UR3CD |
| Legal Description | BLDG 8 UNIT 649 U/F 715-19 |
| Legal Subdivision | RENAISSANCE TWNHM LOFTS CONDO |
| Legal Block | C |
| Legal Lot Number | 90 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1400 |
Source: Mecklenburg County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 649 RAPHAEL PL, CHARLOTTE, NC 28205-4556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2006 · Amount on Record |
| Deed Sale | Apr 3, 2006 · Amount on Record |
| Deed Document Number | 200662303 |
| Deed Book / Page | 20232 / 792 |
| Last Transfer Date | Dec 26, 2012 |
| Transfer Doc | 0000000481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 649 RAPHAEL PL, CHARLOTTE, NC 28205-4556 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 649 RAPHAEL PL, CHARLOTTE, NC 28205-4556 |
| Document Number | 0000002788 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 36944/341 |
| Instrument | 2022002788 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,079.00 (+1.55%) | $380,204 Building $380,204 | $380,204 Building $380,204 |
| 2024 | $3,032.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Google Fiber, Spectrum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures