643 Raphael Pl, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 643 Raphael Pl, Charlotte, NC 28205 · Last verified June 2023

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,038 sqft · built 2006
Lot Size0.617 acres (26,897 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Jul 2019)
Tax Bill$3,668 (2023)
Deeds & MortgagesJul 2019 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091-109-28

Property Details

APN / Parcel Number

Primary APN091-109-28

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,038 sqft Heated Area
Gross Area2,093 sqft
1st Floor Area995 sqft
Upper Floors Area795 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area26,897 sqft (0.617 acres)
Garage Area303 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number091-109-28
Street Address643 RAPHAEL PL
CityCHARLOTTE
StateNC
Zip28205-4556
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBLDG 8 UNIT 643 U/F 715-19
Legal SubdivisionRENAISSANCE TWNHMS LOFTS CONDO
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract1400

Owner

Source: Mecklenburg County records · APN 091-109-28

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address643 RAPHAEL PL, CHARLOTTE, NC 28205-4556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Apr 17, 2017Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2019 · Amount on Record
Deed SaleJul 17, 2019 · Amount on Record
Prior SaleApr 17, 2017 · Amount on Record
Deed Document Number0003367447
Deed Book / Page33674 / 47
Record UpdatedJun 07, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 17, 2019
Property Address643 RAPHAEL PL, CHARLOTTE, NC 28205-4556
Document Number0000089950
Book / Page33674 / 047
Map ReferenceMB 18134 PG 552
Instrument DateJul 17, 2019
Instrument2019089950
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyHARBOR CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address332 HYDRANGEA CIR NW # NW332, 332, CONCORD, NC 28027-7241

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 RAPHAEL PL, CHARLOTTE, NC 28205-4556

Mortgage

Document Number0000089951
DateJul 17, 2019
Instrument2019089951
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 17, 2017
Property Address643 RAPHAEL PL, CHARLOTTE, NC 28205-4556
Document Number0000049155
Book / Page31723 / 933
Map ReferenceFILE715 PG19-23
Instrument DateApr 17, 2017
Instrument2017049155
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$502.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8133 BRAMFIELD DR, 8133, HUNTERSVILLE, NC 28078-7810

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 RAPHAEL PL, CHARLOTTE, NC 28205-4556

Mortgage

Document Number0000049156
DateApr 17, 2017
Instrument2017049156
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueMay 01, 2042
Interest

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

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