Mecklenburg County property record for 650 Raphael Pl, Charlotte, NC 28205
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,154 sqft · built 2006 |
| Lot Size | 2.07 acres (90,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jun 2018) |
| Tax Bill | $3,829 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-109-56 |
| Primary APN | 091-109-56 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Heated Area |
| Gross Area | 2,186 sqft |
| 1st Floor Area | 1,052 sqft |
| Upper Floors Area | 831 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 90,431 sqft (2.07 acres) |
| Garage Area | 303 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 091-109-56 |
|---|---|
| Street Address | 650 RAPHAEL PL |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-4558 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | UR3CD |
| Legal Description | BLDG 9 UNIT 650 U/F 715-19 |
| Legal Subdivision | RENAISSANCE TWNHM LOFTS CONDO |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1400 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 650 RAPHAEL PL, CHARLOTTE, NC 28205-4558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage BBMC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Prior Sale | Aug 25, 2014 |
| Deed Document Number | 0032779779 |
| Deed Book / Page | 32779 / 779 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 650 RAPHAEL PL, CHARLOTTE, NC 28205-4558 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000038750 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 35733/206 |
| Instrument | 2021038750 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 25, 2018 |
| Property Address | 650 RAPHAEL PL, CHARLOTTE, NC 28205-4558 |
| Document Number | 0000078573 |
| Book / Page | 32779 / 779 |
| Map Reference | MB18134 PG552 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 2018078573 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4531 ANTELOPE LN, 4531, CHARLOTTE, NC 28269-3183 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000078574 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018078574 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Google Fiber, Spectrum.
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