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647 Valley Stream Dr, Geneva, FL 32732 Property Records

Seminole County property record for 647 Valley Stream Dr, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,810 sqft · built 2000
Lot Size5.13 acres (223,821 sqft)
Owner2 Trust Names on File
Last Sale$720,000 (Nov 2018)
Tax Bill$9,192 (2025)
Deeds & MortgagesNov 2020 Transfer
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN20-20-32-3AF-1640-0000

Property Details

APN / Parcel Number

Primary APN20-20-32-3AF-1640-0000
Alternative APN
  • 2032203AF16400000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area3,810 sqft Living Area
Gross Area4,699 sqft
1st Floor Area3,345 sqft
Upper Floors Area465 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area223,821 sqft (5.13 acres)
Garage TypeAttached
Garage Area889 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area564 sqft
Patio Area1,000 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelSolar

Location & Zoning

Street Address647 VALLEY STREAM DR
CityGENEVA
StateFL
Zip32732-9270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA5
Legal DescriptionSEC 29 TWP 20S RGE 32E BEG ON ELY R/W VALLEY STREAM DR 623.82 FT SLY OF INT SLY R/W HILL STREAM DR & ELY R/W VALLEY STREAM DR RUN N 83 DEG 25 MIN 59 SEC E 459.68 FT S 42 DEG 13 MIN 23 SEC E 322.39 FT S 52 DEG 45 MIN 42 SEC W 547.07 FT NWLY ON CURVE 5
Legal Range32E
Legal Township20S
Legal Section20
Legal SubdivisionSEMINOLE WOODS (5 AC DEV)
Legal Tract3AF
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group4
Census Block4035
Census Tract21201

Owner

647 Valley Stream Dr is owner-occupied and held in a trust since October 2020.

Source: Seminole County records, as of March 6, 2026

Owner of Record2 Trust Names on File
Mailing Address647 VALLEY STREAM DR, GENEVA, FL 32732-9270
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 21, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2018 · Amount on File
Deed SaleNov 21, 2018 · Amount on File
Prior SaleMay 7, 1999 · Amount on File
Deed Document Number2018132345
Deed Book / Page9252 / 1745
Last Transfer DateOct 19, 2020
Transfer Doc0097521056
Record UpdatedJun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateNov 3, 2020
Property Address647 VALLEY STREAM DR, GENEVA, FL 32732-9270
Document Number0097521056
Book / Page009752 / 001056
Instrument DateOct 19, 2020
Instrument126039
Transaction TypeTransfer
Record UpdatedNov 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address647 VALLEY STREAM DR GENEVA FL 327329270, GENEVA, FL 32732-9270

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateNov 21, 2018
Property Address647 VALLEY STREAM DR, GENEVA, FL 32732-9270
Document Number0092521745
Book / Page009252 / 001745
Instrument DateNov 16, 2018
Instrument132345
Transaction TypeTransfer
Record UpdatedDec 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$5,040.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address647 VALLEY STREAM DR GENEVA FL 327329270, GENEVA, FL 32732-9270

Tax Assessment & Valuation

The 2025 property tax bill for 647 Valley Stream Dr was $9,192 with a homeowner's exemption.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,192.00 Homeowner's exemption$690,564$936,320 Land $280,000 Building $656,320
2023$8,444.00 (+2.39%) Homeowner's exemption$651,555 (+3%)$890,323 (+10.93%) Land $270,000 Building $620,323
2022$8,247.00 Homeowner's exemption$632,578$802,569 Land $250,000 Building $552,569

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 647 Valley Stream Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims6 (2005–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 647 Valley Stream Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE WOODS
private · serves 780 people · EPA ID FL3594050
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

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