1. Home
  2. Florida
  3. Seminole County
  4. Geneva
  5. Valley Stream Dr

650 Valley Stream Dr, Geneva, FL 32732 Property Records

Seminole County property record for 650 Valley Stream Dr, Geneva, FL 32732 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,088 sqft · built 2002
Lot Size5.26 acres (229,561 sqft)
OwnerIndividual Name on File
Last Sale$1,250,000 (Mar 2021)
Tax Bill$19,881 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-20-32-3AF-2000-0000

Property Details

APN / Parcel Number

Primary APN20-20-32-3AF-2000-0000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Plumbing Fixtures20 Plumbing Fixtures
Stories1 Story
Building Area2,088 sqft Living Area
1st Floor Area6,912 sqft
2nd Floor Area2,828 sqft
Upper Floors Area1,442 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof MaterialTile
Lot Area229,561 sqft
Garage TypeMixed
Garage Area1,476 sqft
CarportCarport
Carport Area1 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area3,202 sqft
Patio Area1 sqft
Water FeatureWater Feature
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address650 VALLEY STREAM DR
CityGENEVA
StateFL
Zip32732-9200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 29 TWP 20S RGE 32E FROM S 1/4 COR RUN N 199.48 FT N 40 DEG 55 MIN 23 SEC W 175.77 FT N 49 DEG 4 MIN 37 SEC E 395 FT TO
Legal Range32E
Legal Township20S
Legal Section20
Legal SubdivisionSEMINOLE WOODS (5 AC DEV)
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group4
Census Block4030
Census Tract21201

Owner

Source: Seminole County records · APN 20-20-32-3AF-2000-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address650 VALLEY STREAM DR, GENEVA, FL 32732-9200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2021 · Amount on Record
Deed SaleMar 24, 2021 · Amount on Record
Prior SaleFeb 20, 1998 · Amount on Record
Deed Document Number2021037310
Deed Book / Page9879 / 127
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 24, 2021
Property Address650 VALLEY STREAM DR, GENEVA, FL 32732-9200
Document Number0098790127
Book / Page9879 / 127
Instrument DateMar 18, 2021
Instrument2021037310
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyFIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1194, GENEVA, FL 32732-1194

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 VALLEY STREAM DR, GENEVA, FL 32732-9200

Mortgage

Document Number0009879132
DateMar 24, 2021
Instrument9879/132
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$19,881.00 (+8.57%) Homeowner's exemption$1,452,142 (+5.99%)$1,697,587 (+6.4%) Land $280,000 Building $1,417,587
2023$18,312.00 (+2.3%) Homeowner's exemption$1,370,114 (+3%)$1,595,472 (+11.89%) Land $270,000 Building $1,325,472
2022$17,901.00 Homeowner's exemption$1,330,208$1,425,907 Land $250,000 Building $1,175,907

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims6 (2005–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimNov 2022, river or lake flooding, Hurricane Nicole
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 63% of the US · above 38% of Florida
Wildfire LikelihoodAbout 1 in 472 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Valley Stream Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures