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612 Valley Stream Dr, Geneva, FL 32732 Property Records

Seminole County property record for 612 Valley Stream Dr, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,189 sqft · built 1990
Lot Size5 acres (217,788 sqft)
OwnerIndividual Name on Record
Last Sale$915,000 (Jun 2024)
Tax Bill$11,483 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN20-20-32-3AF-0990-0000

Property Details

APN / Parcel Number

Primary APN20-20-32-3AF-0990-0000
Alternative APN
  • 2032203AF09900000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,189 sqft Living Area
Gross Area4,197 sqft
1st Floor Area2,311 sqft
Upper Floors Area878 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area217,788 sqft (5 acres)
Garage TypeAttached
Garage Area1,008 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area216 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address612 VALLEY STREAM DR
CityGENEVA
StateFL
Zip32732-9200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA5
Legal DescriptionSEC 29 TWP 20S RGE 32E FROM N 1/4 COR RUN S 229.34 FT SELY ON CURVE 341.35 FT S 28 DEG 2 MIN 20 SEC W 328.65 FT S 66 DEG 31 MIN 18 SEC E 150 FT S 44 DEG 25 MIN 23 SEC W 580 FT S 7 DEG 49 MIN 37 SEC W 141.11 FT S 1990.48 FT N 63 DEG 54 MIN 37 SEC E 80
Legal Range32E
Legal Township20S
Legal Section20
Legal SubdivisionSEMINOLE WOODS (5 AC DEV)
Legal Tract3AF
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group4
Census Block4033
Census Tract21201

Owner

Source: Seminole County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address612 VALLEY STREAM DR, GENEVA, FL 32732-9200
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
LEGEND LENDING CORP
Aug 29, 2018Warranty Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2024 · Amount on Record
Deed SaleJun 12, 2024 · Amount on Record
Prior SaleAug 29, 2018 · Amount on Record
Deed Document Number202452595
Deed Book / Page10643 / 1994
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address612 VALLEY STREAM DR, GENEVA, FL 32732-9200
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 620988, OVIEDO, FL 32762-0988

Mortgage

Document Number0098520138
DateFeb 22, 2021
Book Page9852/138
Instrument2021023469
Lender
NameLEGEND LENDING CORP
TypeMortgage Company
AddressHOUSTON, TX 77058
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 29, 2018
Property Address612 VALLEY STREAM DR, GENEVA, FL 32732-9200
Document Number0092020078
Book / Page009202 / 000078
Instrument DateAug 17, 2018
Instrument99773
Transaction TypeTransfer
Record UpdatedOct 9, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$4,165.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 VALLEY STREAM DR GENEVA FL 327329200, GENEVA, FL 32732-9200

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,483.00 (+73.17%)$858,931 (+66.39%) Land $280,000 Building $578,931$858,931 (+15.55%) Land $280,000 Building $578,931
2023$6,631.00 (+2.43%) Homeowner's exemption$516,220 (+3%)$743,320 (+10.54%) Land $270,000 Building $473,320
2022$6,474.00 Homeowner's exemption$501,184$672,434 Land $250,000 Building $422,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims6 (2005–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE WOODS
private · serves 780 people · EPA ID FL3594050
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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