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547 Valley Stream Dr, Geneva, FL 32732 Property Records

Seminole County property record for 547 Valley Stream Dr, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,150 sqft · built 2002
Lot Size6.15 acres (267,894 sqft)
OwnerIndividual Name on Record
Last Sale$835,000 (Jun 2013)
Tax Bill$12,206 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone A (high risk)
APN20-20-32-3AF-1210-0000

Property Details

APN / Parcel Number

Primary APN20-20-32-3AF-1210-0000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area1,150 sqft Living Area
1st Floor Area3,500 sqft
2nd Floor Area2,759 sqft
Upper Floors Area2,759 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialSiding
Construction TypeWood Frame
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area267,894 sqft
Garage Area980 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFinished/Screened Porch
Porch Area1,526 sqft
Patio Area1 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address547 VALLEY STREAM DR
CityGENEVA
StateFL
Zip32732-9234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 29 TWP 20S RGE 32E BEG 323.04 FT S 74 DEG 57 MIN 55 SEC E & 1205.81 FT N 41 DEG 21 MIN 15 SEC E OF INT NLY R/W HILL
Legal Range32E
Legal Township20S
Legal Section20
Legal SubdivisionSEMINOLE WOODS (5 AC DEV)
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group4
Census Block4034
Census Tract21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address547 VALLEY STREAM DR, GENEVA, FL 32732-9234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2013 · Amount on Record
Deed SaleJun 13, 2013 · Amount on Record
Prior SaleOct 19, 2000 · Amount on Record
Deed Document Number2013078613
Deed Book / Page08057 / 1869
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address547 VALLEY STREAM DR, GENEVA, FL 32732-9234
Document Number0095421597
Instrument DateJan 20, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address547 VALLEY STREAM DR GENEVA FL 327329234, GENEVA, FL 32732-9234

Mortgage

Document Number0095421597
DateFeb 24, 2020
Book Page009542/001597
Instrument20141
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 23, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,206.00 (+9.36%) Homeowner's exemption$906,895 (+5.99%)$1,359,882 (+6.09%) Land $295,000 Building $1,064,882
2023$11,161.00 (+2.36%) Homeowner's exemption$855,666 (+3%)$1,281,771 (+11.38%) Land $285,000 Building $996,771
2022$10,904.00 Homeowner's exemption$830,744$1,150,776 Land $265,000 Building $885,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims6 (2005–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE WOODS
private · serves 780 people · EPA ID FL3594050
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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