Seminole County property record for 680 Valley Stream Dr, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,867 sqft · built 2004 |
| Lot Size | 5 acres (217,883 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Feb 2017) |
| Tax Bill | $8,073 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-20-32-3AF-2010-0000 |
| Primary APN | 20-20-32-3AF-2010-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,867 sqft Living Area |
| Gross Area | 4,635 sqft |
| 1st Floor Area | 3,453 sqft |
| Upper Floors Area | 414 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 217,883 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,111 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 680 VALLEY STREAM DR |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 29 TWP 20S RGE 32E FROM S 1/4 COR RUN N 199.48 FT N 40 DEG 55 MIN 23 SEC W 175.77 FT N 49 DEG 4 MIN 37 SEC E 395 FT TO POB RUN N 49 DEG 4 MIN 37 SEC E 480 FT S 40 DEG 55 MIN 23 SEC E 453.75 FT S 49 DEG 4 MIN 37 SEC W 480 FT N 40 DEG 55 MIN 23 SEC |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 20 |
| Legal Subdivision | SEMINOLE WOODS (5 AC DEV) |
| Legal Tract | 3AF |
| Legal Lot Number | 201 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 680 VALLEY STREAM DR, GENEVA, FL 32732-9200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2017 · Amount on Record |
| Deed Sale | Feb 13, 2017 · Amount on Record |
| Prior Sale | Sep 27, 2012 · Amount on Record |
| Deed Document Number | 201715179 |
| Deed Book / Page | 8860 / 1612 |
| Prior Transfer Date | Feb 9, 2017 |
| Prior Transfer Doc | 0000015179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 680 VALLEY STREAM DR, GENEVA, FL 32732-9200 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0098621233 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 9862/1233 |
| Instrument | 2021028823 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 22, 2051 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,073.00 (+8.84%) Homeowner's exemption | $608,747 (+5.99%) | $927,645 (+5.14%) Land $280,000 Building $647,645 |
| 2023 | $7,417.00 (+2.42%) Homeowner's exemption | $574,360 (+3%) | $882,285 (+10.98%) Land $270,000 Building $612,285 |
| 2022 | $7,242.00 Homeowner's exemption | $557,631 | $794,959 Land $250,000 Building $544,959 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 6 (2005–2022) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE WOODS private · serves 780 people · EPA ID FL3594050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures