Brevard County property record for 6465 Arroyo Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,264 sqft · built 2008 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Apr 2019) |
| Tax Bill | $7,676 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-08-UM-E-16 |
| Primary APN | 26-36-08-UM-E-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,264 sqft Living Area |
| Gross Area | 4,314 sqft |
| 1st Floor Area | 2,037 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Width | 77 ft Width |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 715 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 335 sqft |
| Deck Area | 818 sqft |
| Patio Area | 335 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2628637 |
|---|---|
| Street Address | 6465 ARROYO DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-8509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | FAIRWAY LAKES AT VIERA PHASE I LOT 16 BLK E |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | FAIRWAY LAKES AT VIERA PHASE I |
| Legal Phase | I |
| Legal Block | E |
| Legal Lot Number | 16 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 71201 |
6465 Arroyo Dr is owned and occupied by two individuals who bought it in April 2019.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6465 ARROYO DR, MELBOURNE, FL 32940-8509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 5, 2019 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on File |
| Deed Sale | Apr 17, 2019 · Amount on File |
| Prior Sale | Nov 17, 2014 · Amount on File |
| Deed Document Number | 201979884 |
| Deed Book / Page | 8416 / 731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 6465 ARROYO DR, MELBOURNE, FL 32940-8509 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6465 ARROYO DR, MELBOURNE, FL 32940-8509 |
| Document Number | 0090612850 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 9061/2850 |
| Instrument | 2021074563 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 6465 ARROYO DR, MELBOURNE, FL 32940-8509 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0085060793 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 8506/0793 |
| Instrument | 2019170762 |
| Name | REGIONS BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 17, 2019 |
| Property Address | 6465 ARROYO DR, MELBOURNE, FL 32940-8509 |
| Document Number | 0084160731 |
| Book / Page | 8416 / 0731 |
| Map Reference | MB 53 PG 98-101 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 2019079884 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | STATE TITLE PARTNERS LLP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3033 WEISSINGER CT, 3033, MELBOURNE, FL 32940-8533 |
| Name | Verified Name |
|---|---|
| Address | 6465 ARROYO DR, MELBOURNE, FL 32940-8509 |
| Document Number | 2019079885 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 2019079885 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2034 |
The 2025 property tax bill for 6465 Arroyo Dr was $7,676 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,430 (+2.7%) | $743,180 (-6.91%) | |
| 2025 | $7,676.00 Homeowner's exemption | $590,490 | $798,350 Land $195,000 Building $603,350 |
| 2023 | $6,350.00 Homeowner's exemption | $557,140 | $825,470 Land $175,000 Building $650,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6465 Arroyo Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 307 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 307 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6465 Arroyo Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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