6436 Arroyo Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 6436 Arroyo Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,691 sqft · built 2014
Lot Size0.21 acres (9,148 sqft)
OwnerTrust Name on File
Last Sale$668,000 (Nov 2019)
Tax Bill$7,678 (2025)
Deeds & MortgagesJul 2021 Transfer
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-36-08-UM-G-3

Property Details

APN / Parcel Number

Primary APN26-36-08-UM-G-3
Alternative APNs
  • 26-36-08-UM-0000G.0-0003.00
  • 2628640

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,691 sqft Living Area
Gross Area3,757 sqft
1st Floor Area2,691 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area9,148 sqft (0.21 acres)
Lot Width62 ft Width
View / LotGolf Course
Garage TypeAttached
Garage Area522 sqft
PorchFinished/Open Porch
Porch Area544 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2628640
Street Address6436 ARROYO DR
CityMELBOURNE
StateFL
Zip32940-8508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFAIRWAY LAKES AT VIERA PHASE I LOT 3 BLK G
Legal Range36E
Legal Township26S
Legal Section08
Legal SubdivisionFAIRWAY LAKES AT VIERA PHASE I
Legal PhaseI
Legal BlockG
Legal Lot Number3
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2045
Census Tract71201

Owner

6436 Arroyo Dr is owner-occupied and held in a trust since July 2021.

Source: Brevard County records, as of August 18, 2026

Owner of RecordTrust Name on File
Mailing Address6436 ARROYO DR, MELBOURNE, FL 32940-8508
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Nov 12, 2019Warranty Deed, Transfer · Conventional Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2019 · Amount on File
Deed SaleNov 12, 2019 · Amount on File
Prior SaleOct 1, 2014 · Amount on File
Deed Document Number2019246188
Deed Book / Page8586 / 73
Last Transfer DateJul 8, 2021
Transfer Doc0091862045
Record UpdatedSep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateJul 12, 2021
Property Address6436 ARROYO DR, MELBOURNE, FL 32940-8508
Document Number0091862045
Book / Page9186 / 2045
Map ReferenceMB 53 PG 98-101
Instrument DateJul 8, 2021
Instrument2021179997
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address6436 ARROYO DR, MELBOURNE, FL 32940-8508

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateNov 12, 2019
Property Address6436 ARROYO DR, MELBOURNE, FL 32940-8508
Document Number0085860073
Book / Page008586 / 000073
Instrument DateNov 7, 2019
Instrument246188
Transaction TypeTransfer
Record UpdatedNov 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,676.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6436 ARROYO DR MELBOURNE FL 329408508, MELBOURNE, FL 32940-8508

Mortgage

Document Number85860074
DateNov 12, 2019
Book Page008586/000074
Instrument246189
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6436 Arroyo Dr was $7,678 with a homeowner's exemption, up 6.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$606,600 (+2.7%)$736,480 (-6.78%)
2025$7,678.00 (+6.23%) Homeowner's exemption$590,660$790,080
2024$7,228.00 (+1.33%)
2023$7,133.00 (+7.25%) Homeowner's exemption$557,310 (+3%)$797,330 (+14.37%) Land $175,000 Building $622,330
2022$6,651.00 Homeowner's exemption$541,080$697,150 Land $145,000 Building $552,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6436 Arroyo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 307 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies307 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6436 Arroyo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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