6476 Arroyo Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 6476 Arroyo Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,496 sqft · built 2007
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$480,000 (Jun 2009)
Tax Bill$6,023 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-36-08-UM-G-15

Property Details

APN / Parcel Number

Primary APN26-36-08-UM-G-15
Alternative APNs
  • 26-36-08-UM-0000G.0-0015.00
  • 2628652

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,496 sqft Living Area
Gross Area4,531 sqft
1st Floor Area2,037 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,326 sqft (0.26 acres)
Lot Width80 ft Width
View / LotLake Front
Garage TypeAttached
Garage Area702 sqft
PorchFinished/Open Porch
Porch Area333 sqft
Patio Area333 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2628652
Street Address6476 ARROYO DR
CityMELBOURNE
StateFL
Zip32940-8510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionFAIRWAY LAKES AT VIERA PHASE I LOT 15 BLK G
Legal Range36E
Legal Township26S
Legal Section08
Legal SubdivisionFAIRWAY LAKES AT VIERA PHASE I
Legal PhaseI
Legal BlockG
Legal Lot Number15
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2045
Census Tract71201

Owner

6476 Arroyo Dr is owned and occupied by an individual who bought it in June 2009.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address6476 ARROYO DR, MELBOURNE, FL 32940-8510
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2009 · Amount on File
Deed SaleJun 9, 2009 · Amount on File
Deed Document Number2009105166
Deed Book / Page5965 / 2051
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address6476 ARROYO DR, MELBOURNE, FL 32940-8510
Transaction TypeMortgage
Record UpdatedJan 31, 2022
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0093810877
DateJan 11, 2022
Book Page9381/877
Instrument2022007272
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 6476 Arroyo Dr was $6,023 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$476,180 (+2.7%)$739,450 (-6.75%)
2025$6,023.00 Homeowner's exemption Veteran's exemption Widower's exemption$463,670$792,950
2023$5,670.00 (+7.24%) Homeowner's exemption$437,490 (+3%)$799,410 (+14.43%) Land $175,000 Building $624,410
2022$5,287.00 Homeowner's exemption$424,750$698,610 Land $145,000 Building $553,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6476 Arroyo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 307 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies307 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6476 Arroyo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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