6426 Arroyo Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 6426 Arroyo Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,497 sqft · built 2007
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$935,000 (Mar 2022)
Tax Bill	$11,642 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-05-UM-G-2`

Property Details

APN / Parcel Number

Primary APN	`26-36-05-UM-G-2`
Alternative APNs	`26-36-05-UM-0000G.0-0002.00` `2628578`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,497 sqft Living Area
Gross Area	4,547 sqft
1st Floor Area	2,037 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,148 sqft (0.21 acres)
Lot Width	62 ft Width
View / Lot	Golf Course
Garage Type	Attached
Garage Area	715 sqft
Porch	Finished/Open Porch
Porch Area	335 sqft
Patio Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2628578
Street Address	6426 ARROYO DR
City	MELBOURNE
State	FL
Zip	32940-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY LAKES AT VIERA PHASE I LOT 2 BLK G
Legal Range	36E
Legal Township	26S
Legal Section	05
Legal Subdivision	FAIRWAY LAKES AT VIERA PHASE I
Legal Phase	I
Legal Block	G
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2045
Census Tract	71201

Owner

Source: Brevard County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6426 ARROYO DR, MELBOURNE, FL 32940-8508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	202268203
Deed Book / Page	9448 / 2292
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 18, 2022
Property Address	6426 ARROYO DR, MELBOURNE, FL 32940-8508
Document Number	0094482292
Book / Page	9448 / 2292
Map Reference	MB 53 PG 98-101
Instrument Date	Mar 10, 2022
Instrument	2022068203
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 WEXTON CT, 210, SUMMERVILLE, SC 29485-6010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6426 ARROYO DR, MELBOURNE, FL 32940-8508

Mortgage

Document Number	0094482293
Date	Mar 18, 2022
Instrument	9448/2293

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2025
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	5.5%
Index	Other
Margin	3
Max Rate	8.5%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$824,770 (-6.43%)	$824,770 (-6.43%)
2025	$11,642.00 (+12.21%)	$881,490 (+12.15%) Land $195,000 Building $686,490	$881,490 (+12.15%) Land $195,000 Building $686,490
2023	$10,375.00 (+70.11%)	$785,960 (+59.12%) Land $175,000 Building $610,960	$785,960 (+15.29%) Land $175,000 Building $610,960
2022	$6,099.00 Homeowner's exemption	$493,940	$681,740 Land $145,000 Building $536,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 307 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	307 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20