Horry County property record for 646 Rycola Cir, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,935 sqft · built 2021 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,694 (2025) |
| Deeds & Mortgages | Apr 2024 Sale May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-16-02-0107 |
| Primary APN | 459-16-02-0107 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,935 sqft Living Area |
| 1st Floor Area | 2,124 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Pool Area | 570 sqft |
| Porch | Slab |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 646 RYCOLA CIR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-8109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD SOUTH COURSE PH 1A; LOT 127 |
| Legal Subdivision | OLD SOUTH COURSE PH 1A |
| Legal Lot Number | 127 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 51404 |
Source: Horry County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 646 RYCOLA CIR, MYRTLE BEACH, SC 29575-8109 |
| Owner Type | Company |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 5, 2024 | Warranty Deed, Transfer |
| May 19, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NBKC BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2024 |
| Deed Sale | Apr 5, 2024 |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Document Number | 202436882 |
| Deed Book / Page | 4795 / 1758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Apr 5, 2024 |
| Property Address | 646 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109 |
| Document Number | 0047951758 |
| Book / Page | 4795 / 1758 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 2024000036882 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | RYCOLA CIR, SC |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | May 19, 2021 |
| Property Address | 646 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109 |
| Document Number | 0044212434 |
| Book / Page | 4421 / 2434 |
| Instrument Date | May 19, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109 |
| Document Number | 63900000002841 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 0000006390/0000002841 |
| Name | NBKC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,694.00 (-3.7%) | $486,642 (-) Land $128,262 Building $358,380 | |
| 2024 | $1,759.00 (+27.93%) | $29,199 (+474.44%) Land $7,696 Building $21,503 | $486,642 (+905.25%) Land $128,262 Building $358,380 |
| 2023 | $1,375.00 (+337.9%) | $5,083 (-) Land $5,083 | $48,410 (-) Land $48,410 |
| 2021 | $314.00 | $5,083 Land $5,083 | $48,410 Land $48,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 89 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 89 in force |
| Nearby Flood Claims | 82 (1983–2019) |
| Claims Outside the SFHA | 78 of 82 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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