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642 Rycola Cir, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 642 Rycola Cir, Surfside Beach, SC 29575 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,269 sqft · built 2022
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$362,500 (Feb 2022)
Tax Bill$5,160 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN459-16-02-0106

Property Details

APN / Parcel Number

Primary APN459-16-02-0106

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,269 sqft Living Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeAttached
Garage Area420 sqft
PorchOpen Porch
Porch Area270 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address642 RYCOLA CIR
CitySURFSIDE BEACH
StateSC
Zip29575-8109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD SOUTH COURSE PH 1A; LOT 126
Legal SubdivisionOLD SOUTH COURSE PH 1A
Legal Lot Number126
JurisdictionHORRY SC
Township / Civil DivisionMYRTLE BEACH
Census Block Group2
Census Block2001
Census Tract51404

Owner

Source: Horry County records · APN 459-16-02-0106

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address642 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 04, 2022 · Amount on Record
Deed SaleFeb 04, 2022 · Amount on Record
Deed Document Number0045121082
Deed Book / Page4512 / 1082
Record UpdatedJun 08, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHORRY SC
Recording DateFeb 04, 2022
Property Address642 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109
Document Number0045121082
Book / Page4512 / 1082
Instrument DateFeb 04, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109

Mortgage

Document Number0065151612
DateFeb 04, 2022
Instrument6515/1612
Lender
NameGUARANTEED RATE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyHorry County
Unified School DistrictHorry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,160.00$444,057 (-) Land $125,000 Building $319,057
2024$5,160.00 (+7.79%)$26,643 (+451.73%) Land $7,500 Building $19,143$444,057 (+865.55%) Land $125,000 Building $319,057
2023$4,787.00 (+1,963.36%)$4,829 (-) Land $4,829$45,990 (-) Land $45,990
2021$232.00$4,829 Land $4,829$45,990 Land $45,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510514042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 89 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies89 in force
Nearby Flood Claims82 (1983–2019)
Claims Outside the SFHA78 of 82
Most Recent ClaimSep 2019, other causes, Hurricane Dorian
Claims By Storm
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 31 claims
  • Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 3 claims
  • Hurricane Hugo, Sep 1989 · 2 claims

Wildfire

Wildfire RiskLow
above 4% of the US · above 1% of South Carolina
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 408 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Horry Telephone CooperativeFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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