Horry County property record for 634 Rycola Cir, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,589 sqft · built 2022 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $364,766 (May 2022) |
| Tax Bill | $1,247 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-16-02-0104 |
| Primary APN | 459-16-02-0104 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,589 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 634 RYCOLA CIR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-8109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD SOUTH COURSE PH 1A; LOT 124 |
| Legal Subdivision | OLD SOUTH COURSE PH 1A |
| Legal Lot Number | 124 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 51404 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 634 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| May 12, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on Record |
| Deed Sale | May 12, 2022 · Amount on Record |
| Deed Document Number | 0045492374 |
| Deed Book / Page | 4549 / 2374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 634 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 634 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109 |
| Document Number | 67570000001160 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 0000006757/0000001160 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | May 12, 2022 |
| Property Address | 634 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109 |
| Document Number | 0045492374 |
| Book / Page | 4549 / 2374 |
| Instrument Date | May 12, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 634 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109 |
| Document Number | 0065583006 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 6558/3006 |
| Name | GUILD MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2052 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,247.00 | $364,959 (-) Land $125,000 Building $239,959 | |
| 2024 | $1,247.00 (-15.46%) | $21,898 (+365.52%) Land $7,500 Building $14,398 | $364,959 (+714.64%) Land $125,000 Building $239,959 |
| 2023 | $1,475.00 (+552.65%) | $4,704 (-) Land $4,704 | $44,800 (-) Land $44,800 |
| 2021 | $226.00 | $4,704 Land $4,704 | $44,800 Land $44,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 89 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 89 in force |
| Nearby Flood Claims | 82 (1983–2019) |
| Claims Outside the SFHA | 78 of 82 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.9% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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