631 Rycola Cir, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 631 Rycola Cir, Surfside Beach, SC 29575 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,887 sqft · built 2022
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jul 2025)
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459-16-02-0094`

Property Details

APN / Parcel Number

Primary APN	`459-16-02-0094`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,887 sqft Living Area

Exterior

Year Built	Built 2022
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Porch Area	140 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	631 RYCOLA CIR
City	SURFSIDE BEACH
State	SC
Zip	29575-8109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD SOUTH COURSE PH 1A; LOT 105
Legal Subdivision	OLD SOUTH COURSE PH 1A
Legal Lot Number	105
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2001
Census Tract	51404

Owner

Source: Horry County records · APN 459-16-02-0094

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	83 COLONIAL DR, PAINESVILLE, OH 44077-3680
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Oct 18, 2022 · Amount on Record
Deed Document Number	2025000081831
Deed Book / Page	4972 / 1833
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 18, 2022
Property Address	631 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109
Document Number	0046040861
Book / Page	4604 / 861
Instrument Date	Oct 17, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109

Mortgage

Document Number	0066141214
Date	Oct 18, 2022
Instrument	6614/1214

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,405.00		$407,982 (-) Land $126,434 Building $281,548
2024		$24,479 (+395.43%) Land $7,586 Building $16,893	$407,982 (+766.94%) Land $126,434 Building $281,548
2023	$1,565.00 (+560.34%)	$4,941 (-) Land $4,941	$47,060 (-) Land $47,060
2021	$237.00	$4,941 Land $4,941	$47,060 Land $47,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Horry County (45051C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450510514042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 89 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	82 (1983–2019)
Claims Outside the SFHA	78 of 82
Most Recent Claim	Sep 2019, other causes, Hurricane Dorian
Claims By Storm	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 31 claims Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 3 claims Hurricane Hugo, Sep 1989 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Horry Telephone Cooperative	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.