659 Rycola Cir, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 659 Rycola Cir, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2022
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$409,990 (Nov 2022)
Tax Bill	$1,632 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459-16-02-0089`

Property Details

APN / Parcel Number

Primary APN	`459-16-02-0089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 2022
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	659 RYCOLA CIR
City	SURFSIDE BEACH
State	SC
Zip	29575-8109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD SOUTH COURSE PH 1A; LOT 100
Legal Subdivision	OLD SOUTH COURSE PH 1A
Legal Lot Number	100
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2001
Census Tract	51404

Owner

Source: Horry County records · APN 459-16-02-0089

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	659 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	0004616172
Deed Book / Page	4616 / 172
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Nov 18, 2022
Property Address	659 RYCOLA CIR, SURFSIDE BEACH, SC 29575-8109
Document Number	0046160172
Book / Page	4616 / 172
Instrument Date	Nov 18, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2769 OVERLOOK CT, MANCHESTER, MD 21102-1717

Mortgage

Document Number	0006624529
Date	Nov 18, 2022
Instrument	6624/529

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$360,922 (+703.66%) Land $125,000 Building $235,922
2023	$1,632.00 (+615.79%)	$4,716 (-) Land $4,716	$44,910 (-) Land $44,910
2021	$228.00	$4,716 Land $4,716	$44,910 Land $44,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 89 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	82 (1983–2019)
Claims Outside the SFHA	78 of 82
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 31 claims Severe Winds And Flooding Assoc With Hurricane Fran, Oct 1996 · 3 claims Hurricane Hugo, Sep 1989 · 2 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Horry Telephone Cooperative Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 288 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.