646 Falling Water Dr, Spring Branch, TX 78070 Property Records

Comal County property record for 646 Falling Water Dr, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	2 ba · 6,701 sqft · built 2006
Lot Size	6.06 acres (264,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Sep 2013)
Tax Bill	$4,095 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0400-0364-00`

Property Details

APN / Parcel Number

Primary APN	`15-0400-0364-00`
Alternative APN	`23169`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	6,701 sqft Living Area
Gross Area	7,382 sqft
1st Floor Area	6,701 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Concrete
Lot Area	264,409 sqft
View / Lot	Drainage
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	555 sqft
Deck Area	2,136 sqft
Patio Area	2,136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	646 FALLING WATER DR
City	SPRING BRANCH
State	TX
Zip	78070-5638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS SPRINGS ON THE GUADALUPE 4, LOT 364
Legal Subdivision	CYPRESS SPRINGS ON THE GUADALUPE 4
Legal Block	1
Legal Lot Number	364
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1049
Census Tract	310702

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 FALLING WATER DR, SPRING BRANCH, TX 78070-5638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU
May 22, 2018	Deed of Trust, Mortgage RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2013 · Amount on Record
Deed Sale	Sep 3, 2013 · Amount on Record
Prior Sale	Jul 30, 2013 · Amount on Record
Deed Document Number	201337249
Prior Transfer Date	Aug 20, 2013
Prior Transfer Doc	0000037249
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	646 FALLING WATER DR, SPRING BRANCH, TX 78070-5638
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006050339
Date	Sep 27, 2021
Instrument	202106050339

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	646 FALLING WATER DR, SPRING BRANCH, TX 78070-5638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006019807
Date	May 22, 2018
Instrument	201806019807

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2028

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,659 (+1%)	$975,890 (-3.29%) Land $398,150 Building $577,740
2025	$4,095.00 (+11.37%) Homeowner's exemption	$549,690 (-45.64%) Land $353,910 Building $655,150	$1,009,060 (-0.21%) Land $353,910 Building $655,150
2024	$3,677.00 (+25.32%)
2023		$1,011,140 Land $353,910 Building $657,230	$1,011,140 Land $353,910 Building $657,230
2022	$2,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	26 (1991–2026)
Claims Outside the SFHA	7 of 26
Most Recent Claim	Jul 2026 · Flooding
Claims by Event	Flooding, Jul 2026 · 2 claims Severe Storms And Flooding, Jul 2002 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000

May also be available: Verizon.

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