Whatcom County property record for 628 E Smith Rd, Bellingham, WA 98226 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,740 sqft · built 1918 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $320,000 (Mar 2023) |
| Tax Bill | $3,952 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Nov 2023 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390329-170013-0000 |
| Primary APN | 390329-170013-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Porch | Concrete/Metal Slab |
| Porch Area | 60 sqft |
| Storage Building | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 104728 |
|---|---|
| Street Address | 628 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR IN E 1/2 W 1/2 SE SW DAF-BEG ON S SEC LI 925.5 FT W OF S 1/4 SEC COR-TH N 01 DEG 5000 W 178 FT-TH W PAR TO S SEC LI 15 FT-TH N 01 DEG 5000 W 44 FT-TH W 70.1 FT TO A FENCE MARKING W LI OF E 1/2 W 1/2 SE SW-TH S 00 DEG 1700 E ALG SD FENCE 221.89 FT |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 29 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10701 |
Source: Whatcom County records · APN 390329-170013-0000
Assessment roll updated December 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 628 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 08, 2024 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Nov 22, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Apr 10, 2023 | Intrafamily Transfer, Transfer |
| Mar 10, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 10, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Jan 27, 2022 | Deed of Trust, Mortgage MATT BECK |
| Dec 15, 2021 | Intrafamily Transfer, Transfer |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MATT BECK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on Record |
| Deed Sale | Mar 10, 2023 · Amount on Record |
| Deed Document Number | 2023673 |
| Last Transfer Date | Nov 22, 2023 |
| Transfer Doc | 0000001421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 628 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0000100370 |
|---|---|
| Date | Jan 08, 2024 |
| Instrument | 2024-0100370 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Nov 22, 2023 |
| Property Address | 628 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 0001101421 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2023-1101421 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 10, 2023 |
| Property Address | 628 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 0000400473 |
| Instrument Date | Apr 05, 2023 |
| Instrument | 2023-0400473 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1053 SUNSET AVE, BELLINGHAM, WA 98226-9008 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 10, 2023 |
| Property Address | 628 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 0000300673 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023-0300673 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1053 SUNSET AVE, BELLINGHAM, WA 98226-9008 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 10, 2023 |
| Property Address | 628 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 0000200746 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 2023-0200746 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 EAST SMRRH ROAD, BELLINGHAM, WA 98226 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 628 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 628 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 0000103198 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022-0103198 |
| Name | MATT BECK |
|---|---|
| Type | Private Party |
| Address | 1053 SUNSET AVE, BELLINGHAM, WA 98226 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 15, 2021 |
| Property Address | 628 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 0001202453 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021-1202453 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 628 E SMITH RD, BELLINGHAM, WA 98226-9782 |
| Document Number | 2200703082 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 628 E SMITH RD BELLINGHAM WA 982269782, BELLINGHAM, WA 98226-9782 |
| Document Number | 2200703082 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 703082 |
| Name | MATT BECK |
|---|---|
| Address | 157 FOWLES LN, BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,952.00 (+53.89%) | $461,325 (+45.92%) Land $231,345 Building $229,980 | $461,325 (+45.92%) Land $231,345 Building $229,980 |
| 2022 | $316,157 Land $148,456 Building $167,701 | $316,157 Land $148,456 Building $167,701 | |
| 2021 | $2,568.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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