627 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 627 E Smith Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,849 sqft · built 1980
Lot Size	5.23 acres (227,819 sqft)
Owner	Individual Name on File
Tax Bill	$6,308 (2025)
Flood Zone	Zone X (minimal risk)
APN	`28488`

Property Details

APN / Parcel Number

Primary APN	`28488`
Alternative APNs	`390332 199348 0000` `105213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,849 sqft Living Area
1st Floor Area	1,849 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	227,819 sqft (5.23 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	36 sqft
Deck Area	336 sqft
Patio Area	63 sqft
Storage Building	576 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	28488
Street Address	627 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT C UNDERHILL SHORT PLAT AS REC BOOK 1 SHORT PLATS PG 180-THAT PTN ABTG LOT C-LY ELY OF LI DAF-LI ACROSS E 1/2 NW BEING MAR
Legal Range	03
Legal Township	39
Legal Section	32
Legal Subdivision	UNDERHILL SHORT PLAT
Legal Lot Number	C
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2006
Census Tract	101

Owner

Source: Whatcom County records · APN 28488

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	627 E SMITH RD, BELLINGHAM, WA 98226-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,308.00 (+33%)	$689,468 (+10.38%) Land $401,979 Building $287,489	$689,468 (+10.38%) Land $401,979 Building $287,489
2022		$624,653 Land $296,558 Building $328,095	$624,653 Land $296,558 Building $328,095
2021	$4,743.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Declaration Networks Group Fixed Wireless	40 / 7

May also be available: AT&T, T-Mobile USA, Xfinity.

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEER CREEK WATER ASSOC. private · serves 2,000 people
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.