1. Home
  2. Florida
  3. Pinellas County
  4. Oldsmar
  5. Timber Bay Cir E

645 Timber Bay Cir E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 645 Timber Bay Cir E, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,274 sqft · built 1984
Lot Size0.306 acres (13,316 sqft)
OwnerCompany Name on Record
Last Sale$310,000 (May 2021)
Deeds & MortgagesNov 2022 Transfer
Nov 2022 Transfer
+ 6 more
Flood ZoneZone AE (high risk)
APNC62-000-760-8909-3

Property Details

APN / Parcel Number

Primary APNC62-000-760-8909-3
Alternative APNs
  • 25-28-16-81851-009-0120
  • 281625818510090120
  • 162825818510090120
  • R268759

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,274 sqft Living Area
Gross Area1,818 sqft
1st Floor Area1,274 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area13,316 sqft (0.306 acres)
Lot Dimensions137 ft deep x 76 ft wide
Garage TypeAttached
Garage Area511 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area33 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR268759
Street Address645 TIMBER BAY CIR E
CityOLDSMAR
StateFL
Zip34677-4325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOREVIEW PHASE 2 BLK 9, LOT 12
Legal Range16E
Legal Township28S
Legal Section25
Legal SubdivisionSHOREVIEW PHASE 2
Legal Phase2
Legal Tract81851
Legal Block9
Legal Lot Number12
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2016
Census Tract27320

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address645 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Correction Deed
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO
Nov 17, 2022Correction Deed
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO
Oct 24, 2022Re-recorded Document
ATTORNEY ONLY, ATTORNEY
May 4, 2021Warranty Deed, Transfer · VA Mortgage
LAND-HOME FINANCIAL SERVICES
Jan 8, 2021Grant Deed, Transfer · Conventional with PMI
HUGO RAMON SANCHEZ L TR (LT)
Jan 8, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
May 6, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 18, 2020Court-Ordered Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2021 · Amount on Record
Deed SaleMay 4, 2021 · Amount on Record
Prior SaleJan 8, 2021 · Amount on Record
Deed Document Number2021147166
Deed Book / Page21518 / 2059
Prior Transfer DateDec 28, 2020
Prior Transfer Doc0213341452
Record UpdatedOct 29, 2026

November 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionPINELLAS FL
Recording DateNov 17, 2022
Property Address645 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325
Document Number0222651970
Book / Page22265 / 1970
Map ReferenceMB 88 PG 52&53
Instrument DateNov 14, 2022
Instrument2022333429
Record UpdatedDec 13, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address500 DELAWARE AVE, WILMINGTON, DE 19801-1490

Transferred To (Grantee/Buyer)

NameVerified Name
Address11661 FOX CREEK DR, TAMPA, FL 33635-1509

November 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionPINELLAS FL
Recording DateNov 17, 2022
Property Address645 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325
Document Number0222651968
Book / Page22265 / 1968
Map ReferenceMB 88 PG 52&53
Instrument DateNov 14, 2022
Instrument2022333428
Record UpdatedDec 13, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1251 AVENUE OF THE AMERICAS50TH, NEW YORK, NY 10020

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 DELAWARE AVE # 11TH, WILMINGTON, DE 19801-1490
InvestorPossibly a Property Investor

October 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionPINELLAS FL
Recording DateOct 24, 2022
Property Address645 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325
Document Number0222410228
Book / Page22241 / 228
Map ReferenceMB 88 PG 52&53
Instrument DateOct 19, 2022
Instrument2022310702
Record UpdatedNov 25, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address5600 GRANITE PKWY, 5600, PLANO, TX 75024-4177

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 W LOUIS HENNA BLVD STE 450, 450, AUSTIN, TX 78728-1357
Mail Care OfCOMPU LINK CORPORATION D B A CELINK

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 4, 2021
Property Address645 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325
Document Number0215182059
Book / Page21518 / 2059
Map ReferenceMB 88 PG 52&53
Instrument DateMay 3, 2021
Instrument2021147166
Transaction TypeTransfer
Record UpdatedMay 20, 2021
Title CompanySOUTHLAND TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11661 FOX CREEK DR, 11661, TAMPA, FL 33635-1509

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325

Mortgage

Document Number215182061
DateMay 4, 2021
Instrument21518/2061
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPINELLAS FL
Recording DateJan 8, 2021
Property Address645 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325
Document Number0213341454
Book / Page021334 / 001454
Instrument DateDec 28, 2020
Instrument6875
Transaction TypeTransfer
Record UpdatedJan 25, 2021
Title CompanySOUTHLAND TITLE COMPANY, SOUTHLAND TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,369.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11661 FOX CREEK DR TAMPA FL 336351509, TAMPA, FL 33635-1509

Mortgage

Document Number213341456
DateJan 8, 2021
Book Page021334/001456
Instrument6876
Lender
NameHUGO RAMON SANCHEZ L TR (LT)
Address6004 WILLIAMSBURG WAY, TAMPA, FL 33625-4142
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJan 7, 2041

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateJan 8, 2021
Property Address645 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325
Document Number0213341452
Book / Page021334 / 001452
Instrument DateDec 28, 2020
Instrument6874
Transaction TypeTransfer
Record UpdatedJan 25, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address3900 CAPITOL CITY BLVD LANSING MI 489062147, LANSING, MI 48906-2147

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateMay 6, 2020
Property Address645 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325
Document Number0209911891
Book / Page020991 / 001891
Instrument DateApr 28, 2020
Instrument144351
Transaction TypeTransfer
Record UpdatedJun 8, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2900 ESPERANZA XING AUSTIN TX 787583658, AUSTIN, TX 78758-3658
InvestorPossibly a Property Investor

February 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionPINELLAS FL
Recording DateFeb 18, 2020
Property Address645 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325
Document Number0208872011
Book / Page020887 / 002011
Instrument DateFeb 4, 2020
Instrument55286
Transaction TypeForeclosure
Record UpdatedMar 4, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,192.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Veteran's exemption$346,684 (-2.56%) Land $126,756 Building $219,928$346,684 (-2.56%) Land $126,756 Building $219,928
2023Homeowner's exemption Veteran's exemption$355,807$355,807 Land $208,053 Building $147,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 615 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies615 in force
Nearby Flood Claims473 (1979–2024)
Claims Outside the SFHA9 of 473
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 239 claims
  • Hurricane Frances, Oct 2004 · 26 claims
  • Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000

Nearby Properties on Timber Bay Cir E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures