Pinellas County property record for 644 Timber Bay Cir E, Oldsmar, FL 34677 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 924 sqft · built 1985 |
| Lot Size | 0.308 acres (13,438 sqft) |
| Owner | Individual Name on File |
| Last Sale | $392,000 (May 2022) |
| Tax Bill | $4,615 (2025) |
| Deeds & Mortgages | May 2022 Sale Jul 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-8889-7 |
| Primary APN | C62-000-760-8889-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 924 sqft Heated Area |
| 1st Floor Area | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,438 sqft (0.308 acres) |
| Lot Dimensions | 100 ft deep x 67 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R268739 |
|---|---|
| Old Parcel Number | 162825818510080240 |
| Street Address | 644 TIMBER BAY CIR E |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOREVIEW PHASE 2 BLK 8, LOT 24 & 24A |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 25 |
| Legal Subdivision | SHOREVIEW PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 8 |
| Legal Lot Number | 24 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 27320 |
Source: Pinellas County records · APN C62-000-760-8889-7
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3059 DUANE AVE, OLDSMAR, FL 34677-5663 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2022 | Warranty Deed, Transfer INTEGRITY TITLE AND GUARANTY, INTEGRITY TTL & GUARANTY AGC |
| Jul 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on Record |
| Deed Sale | May 17, 2022 · Amount on Record |
| Prior Sale | Jul 10, 2018 · Amount on Record |
| Deed Document Number | 2022157118 |
| Deed Book / Page | 22065 / 1740 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 17, 2022 |
| Property Address | 644 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310 |
| Document Number | 0220651740 |
| Book / Page | 22065 / 1740 |
| Map Reference | MB 88 PG 52&53 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022157118 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2022 |
| Title Company | INTEGRITY TITLE AND GUARANTY, INTEGRITY TTL & GUARANTY AGC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,744.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 349 SHORE DR E, 349, OLDSMAR, FL 34677-3915 |
| Name | Verified Name |
|---|---|
| Address | 3059 DUANE AVE, OLDSMAR, FL 34677-5663 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 10, 2018 |
| Property Address | 644 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310 |
| Document Number | 0201220715 |
| Book / Page | 20122 / 0715 |
| Map Reference | MB 88 PG 52&53 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018218335 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | TOTAL TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,368.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 BEECHTREE LN, 5, WEST HARTFORD, CT 06107-1002 |
| Name | Verified Name |
|---|---|
| Address | 644 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310 |
| Document Number | 2018218336 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 2018218336 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,615.00 (-10.13%) | $263,478 (-10.52%) | $263,478 (-10.52%) Land $99,918 Building $163,560 |
| 2023 | $5,135.00 (+107.64%) | $294,454 (+61.44%) | $294,454 (+16.76%) Land $167,436 Building $127,018 |
| 2022 | $2,473.00 Homeowner's exemption | $182,393 | $252,192 Land $161,652 Building $90,540 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030273202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 615 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 615 in force 552 of 615 on primary residences |
| Nearby Flood Claims | 473 (1979–2024) |
| Claims Outside the SFHA | 9 of 473 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Flood Events |
|
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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