Pinellas County property record for 649 Timber Bay Cir E, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,781 sqft · built 2019 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,000 (Mar 2020) |
| Tax Bill | $5,339 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-8911-9 |
| Primary APN | C62-000-760-8911-9 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,781 sqft Living Area |
| Gross Area | 2,494 sqft |
| 1st Floor Area | 1,781 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 209 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R268761 |
|---|---|
| Street Address | 649 TIMBER BAY CIR E |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOREVIEW PHASE 2 BLK 9, LOT 14 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | SHOREVIEW PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 81851 |
| Legal Block | 9 |
| Legal Lot Number | 14 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 27320 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 649 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2020 | Grant Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Jan 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JOEL SCHACHTER |
| Aug 25, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on Record |
| Deed Sale | Mar 31, 2020 · Amount on Record |
| Prior Sale | Aug 25, 2017 · Amount on Record |
| Deed Document Number | 2020107169 |
| Deed Book / Page | 20945 / 975 |
| Prior Transfer Date | Oct 18, 2004 |
| Prior Transfer Doc | 0139890944 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 31, 2020 |
| Property Address | 649 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Document Number | 0209450975 |
| Book / Page | 020945 / 000975 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 107169 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | ALL R/E TITLE SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,303.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 TIMBER BAY CIR E OLDSMAR FL 346774325, OLDSMAR, FL 34677-4325 |
| Document Number | 209450976 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 020945/000976 |
| Instrument | 107170 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33647 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 649 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Document Number | 0199350952 |
| Book / Page | 019935 / 000952 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1430 W BUSCH BLVD #9 TAMPA FL 336127659, 9, TAMPA, FL 33612-7659 |
| Document Number | 0199350952 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 019935/000952 |
| Instrument | 40560 |
| Name | JOEL SCHACHTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 25, 2017 |
| Property Address | 649 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Document Number | 0197520022 |
| Book / Page | 019752 / 000022 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 264113 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 19, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $223.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 341077 TAMPA FL 336941077, TAMPA, FL 33694-1077 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,339.00 (+5.74%) Homeowner's exemption | $346,301 (+5.99%) | $518,446 (+8.13%) Land $102,975 Building $415,471 |
| 2024 | $5,049.00 (+1.49%) | ||
| 2023 | $4,975.00 (+2.79%) Homeowner's exemption | $326,739 (+3%) | $479,475 (+18.85%) Land $167,626 Building $311,849 |
| 2022 | $4,840.00 Homeowner's exemption | $317,222 | $403,433 Land $151,057 Building $252,376 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 615 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 615 in force |
| Nearby Flood Claims | 473 (1979–2024) |
| Claims Outside the SFHA | 9 of 473 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
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