Pinellas County property record for 643 Timber Bay Cir E, Oldsmar, FL 34677 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,495 sqft · built 1984 |
| Lot Size | 0.213 acres (9,257 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,500 (Aug 2007) |
| Tax Bill | $883 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-8908-5 |
| Primary APN | C62-000-760-8908-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,495 sqft Living Area |
| Gross Area | 2,048 sqft |
| 1st Floor Area | 1,495 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,257 sqft (0.213 acres) |
| Lot Dimensions | 116 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 511 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R268758 |
|---|---|
| Street Address | 643 TIMBER BAY CIR E |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOREVIEW PHASE 2 BLK 9, LOT 11 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | SHOREVIEW PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 81851 |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 27320 |
Source: Pinellas County records · APN C62-000-760-8908-5
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 07, 2018 | Loan Modification, Mortgage · Conventional Mortgage WFB NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 22, 2007 · Amount on Record |
| Deed Sale | Aug 22, 2007 · Amount on Record |
| Prior Sale | Jun 13, 2007 |
| Deed Document Number | 2007279372 |
| Deed Book / Page | 15946 / 2566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 643 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5940 BAYSIDE KEY DR, TAMPA, FL 33615-4281 |
| Document Number | 0217041597 |
|---|---|
| Date | Sep 07, 2021 |
| Book Page | 21704/1597 |
| Instrument | 2021292385 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 643 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Document Number | 0200310913 |
| Instrument Date | Mar 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5940 BAYSIDE KEY DR TAMPA FL 336154281, TAMPA, FL 33615-4281 |
| Document Number | 0200310913 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 020031/000913 |
| Instrument | 134269 |
| Name | WFB NA |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Apr 29, 2041 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $883.00 (+12.06%) Homeowner's exemption | $91,917 (+5.99%) | $317,069 (+12.87%) Land $112,263 Building $204,806 |
| 2023 | $788.00 (+5.21%) Homeowner's exemption | $86,725 (+3%) | $280,906 (+23.3%) Land $180,503 Building $100,403 |
| 2022 | $749.00 Homeowner's exemption | $84,199 | $227,818 Land $150,015 Building $77,803 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,031 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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