641 Timber Bay Cir E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 641 Timber Bay Cir E, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,658 sqft · built 1984
Lot Size	0.178 acres (7,780 sqft)
Owner	Owner Name on File
Last Sale	$87,500 (Feb 1997)
Tax Bill	$993 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-760-8907-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-8907-7`
Alternative APNs	`25-28-16-81851-009-0100` `162825818510090100` `R268757`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,658 sqft Heated Area
1st Floor Area	1,658 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,780 sqft (0.178 acres)
Lot Dimensions	100 ft deep x 77 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	240 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R268757
Old Parcel Number	162825818510090100
Street Address	641 TIMBER BAY CIR E
City	OLDSMAR
State	FL
Zip	34677-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREVIEW PHASE 2 BLK 9, LOT 10
Legal Range	16
Legal Township	28
Legal Section	25
Legal Subdivision	SHOREVIEW PHASE 2
Legal Phase	2
Legal Block	9
Legal Lot Number	10
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2016
Census Tract	27320

Owner

Source: Pinellas County records · APN C62-000-760-8907-7

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	641 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 03, 1997 · Amount on Record
Deed Sale	Feb 03, 1997 · Amount on Record
Deed Document Number	0959800423
Deed Book / Page	09598 / 00423
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	641 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325

Mortgage

Document Number	0218252361
Date	Nov 30, 2021
Book Page	21825/2361
Instrument	2021386167

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00 (+11.32%) Homeowner's exemption	$98,193 (+5.99%)	$340,024 (+16.71%) Land $113,061 Building $226,963
2023	$892.00 (+4.94%) Homeowner's exemption	$92,647 (+3%)	$291,339 (+23.17%) Land $180,828 Building $110,511
2022	$850.00 Homeowner's exemption	$89,949	$236,527 Land $150,793 Building $85,734

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 615 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	615 in force
Nearby Flood Claims	473 (1979–2024)
Claims Outside the SFHA	9 of 473
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 239 claims Hurricane Frances, Oct 2004 · 26 claims Hurricane Elena, Sep 1985 · 107 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 137 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.