Livingston County property record for 6440 Winans Lake Rd, Brighton, MI 48116
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,160 sqft · built 1979 |
| Lot Size | 1.96 acres (85,508 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $261,000 (Apr 2018) |
| Tax Bill | $4,641 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-14-302-060 |
| Primary APN | 15-14-302-060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 1,160 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 85,508 sqft (1.96 acres) |
| Lot Dimensions | 500 ft deep x 171 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6440 WINANS LAKE RD |
|---|---|
| City | BRIGHTON |
| State | MI |
| Zip | 48116-9121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WFR |
| Legal Description | SEC 14 T1N R5E PLEASANT LAKE HILLS ANNEX NO 1 PART OF OUTLOT H BEG AT SE COR OUTLOT H TH N 04*53'E 505.3 FT TO NE COR OUTLOT |
| Legal Range | 05E |
| Legal Township | 01N |
| Legal Section | 14 |
| Legal Subdivision | PLEASANT LAKE HILLS ANNEX |
| Legal Tract | 743600 |
| Legal Lot Number | H |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | HAMBURG |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 743600 |
6440 Winans Lake Rd is owned and occupied by two individuals who bought it in April 2018.
Source: Livingston County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6440 WINANS LAKE RD, BRIGHTON, MI 48116-9121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Apr 13, 2018 | Warranty Deed, Transfer · Conventional with PMI LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on File |
| Deed Sale | Apr 13, 2018 · Amount on File |
| Deed Document Number | 20189946 |
| Prior Transfer Date | Apr 12, 2005 |
| Prior Transfer Doc | 0047990811 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 6440 WINANS LAKE RD, BRIGHTON, MI 48116-9121 |
| Document Number | 0000016149 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6440 WINANS LAKE RD BRIGHTON MI 481169121, BRIGHTON, MI 48116-9121 |
| Document Number | 0000016149 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 16149 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 25, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Apr 13, 2018 |
| Property Address | 6440 WINANS LAKE RD, BRIGHTON, MI 48116-9121 |
| Document Number | 0000009946 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 9946 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,244.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7992 THORNHILL DR YPSILANTI MI 481976160, YPSILANTI, MI 48197-6160 |
| Document Number | 9969 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 9969 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2048 |
The 2025 property tax bill for 6440 Winans Lake Rd was $4,641 with a homeowner's exemption.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Hamburg Township |
| Unified School District | Pinckney Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,670 (+3.98%) | $363,340 (+3.98%) | |
| 2025 | $4,641.00 Homeowner's exemption | $174,710 | $349,420 |
| 2023 | $163,960 | ||
| 2021 | $3,959.00 | $327,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6440 Winans Lake Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (1982–2012) |
| Most Recent Claim | Dec 2012 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6440 Winans Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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