Winchester City property record for 644 Watson Ave, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,061 sqft · built 1948 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,620 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 154-03-15 |
| Primary APN | 154-03-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,061 sqft Living Area |
| 1st Floor Area | 1,061 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,599 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4958 |
|---|---|
| Street Address | 644 WATSON AVE |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-5327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | ORCHARD TERR-PLUMLY DEV L-15 E S 644 WATSON AVENUE |
| Legal Subdivision | ORCHARD TERR |
| Legal Lot Number | 15 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Douglas School listed 2000 · 1 contributing resources · NRIS 00000558 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Winchester City records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 644 WATSON AVE, WINCHESTER, VA 22601-5327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 15, 2023 | Deed of Distribution, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 644 WATSON AVE, WINCHESTER, VA 22601-5327 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240000748 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 240000748 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Mar 15, 2023 |
| Property Address | 644 WATSON AVE, WINCHESTER, VA 22601-5327 |
| Document Number | 0230000412 |
| Map Reference | MB 68 PG 177 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 230000412 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 644 WATSON AVE, WINCHESTER, VA 22601-5327 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 644 WATSON AVE, WINCHESTER, VA 22601-5327 |
| Document Number | 0230000413 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 230000413 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,620.00 | $203,800 (+10.64%) Land $60,000 Building $143,800 | |
| 2025 | $1,620.00 (+6.02%) | $203,800 (+10.64%) Land $60,000 Building $143,800 | |
| 2023 | $1,528.00 (+18.17%) | $184,200 Land $60,000 Building $124,200 | $184,200 Land $60,000 Building $124,200 |
| 2022 | $1,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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