640 Watson Ave, Winchester, VA 22601 Property Records

Winchester City property record for 640 Watson Ave, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,847 sqft · built 1948
Lot Size	0.152 acres (6,599 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Mar 2019)
Tax Bill	$2,402 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`154-03-16`

Property Details

APN / Parcel Number

Primary APN	`154-03-16`
Alternative APNs	`786` `891`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area
Gross Area	1,913 sqft
1st Floor Area	763 sqft
Basement Area	763 sqft
Unfinished Basement	763 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1972
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	60 ft deep x 110 ft wide
Porch	Slab
Porch Area	196 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	786
Street Address	640 WATSON AVE
City	WINCHESTER
State	VA
Zip	22601-5327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	ORCHARD TERR/PLUMLY DEV L-16 E S 640 WATSON AVENUE
Legal Subdivision	ORCHARD TERR
Legal Lot Number	16
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2002
Census Tract	102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Douglas School listed 2000 · 1 contributing resources · NRIS 00000558

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Winchester City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 WATSON AVE, WINCHESTER, VA 22601-5327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 21, 2019	Special Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Nov 6, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	Nov 6, 2018 · Amount on Record
Deed Document Number	2019486
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	640 WATSON AVE, WINCHESTER, VA 22601-5327
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000115
Date	Jan 13, 2022
Instrument	220000115

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Mar 21, 2019
Property Address	640 WATSON AVE, WINCHESTER, VA 22601-5327
Document Number	0190000486
Map Reference	DD 68 PG 176
Instrument Date	Mar 15, 2019
Instrument	190000486
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 WATSON AVE, WINCHESTER, VA 22601-5327

Mortgage

Document Number	0190000487
Date	Mar 21, 2019
Instrument	190000487

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

November 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	WINCHESTER CITY VA
Recording Date	Nov 6, 2018
Property Address	640 WATSON AVE, WINCHESTER, VA 22601-5327
Document Number	0180002397
Map Reference	DD 68 PG 176
Instrument Date	Oct 5, 2018
Instrument	180002397
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$158.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2548, LEESBURG, VA 20177-7754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14523 SW MILLIKAN WAY STE 200, 200, BEAVERTON, OR 97005-2352

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,402.00	$302,100 (+12.77%) Land $60,000 Building $242,100
2025	$2,402.00 (+8.05%)		$302,100 (+12.77%) Land $60,000 Building $242,100
2023	$2,223.00 (+20.36%)	$267,900 Land $60,000 Building $207,900	$267,900 Land $60,000 Building $207,900
2022	$1,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

640 Watson Ave, Winchester, VA 22601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Watson Ave

Nearby Streets

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